▼ 0.50% · 3.625%
HK$21,126
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,783
−HK$668/mo
Today · 4.125%
HK$22,451
baseline
▲ 0.50% · 4.625%
HK$23,817
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,902/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,502
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,133
−HK$639/mo
Today · 4.125%
HK$24,772
baseline
▲ 0.50% · 4.625%
HK$26,078
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,544/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,238
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,961
−HK$735/mo
Today · 4.125%
HK$24,696
baseline
▲ 0.50% · 4.625%
HK$26,198
+HK$1,502/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,392/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,852
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,546
−HK$703/mo
Today · 4.125%
HK$27,249
baseline
▲ 0.50% · 4.625%
HK$28,686
+HK$1,437/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,498/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,351
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,139
−HK$802/mo
Today · 4.125%
HK$26,941
baseline
▲ 0.50% · 4.625%
HK$28,580
+HK$1,639/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,882/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,203
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,959
−HK$767/mo
Today · 4.125%
HK$29,726
baseline
▲ 0.50% · 4.625%
HK$31,293
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,452/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,464
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,318
−HK$868/mo
Today · 4.125%
HK$29,186
baseline
▲ 0.50% · 4.625%
HK$30,962
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,372/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,553
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,372
−HK$832/mo
Today · 4.125%
HK$32,204
baseline
▲ 0.50% · 4.625%
HK$33,901
+HK$1,697/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,408/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,576
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,496
−HK$935/mo
Today · 4.125%
HK$31,431
baseline
▲ 0.50% · 4.625%
HK$33,343
+HK$1,912/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,862/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,903
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,786
−HK$895/mo
Today · 4.125%
HK$34,681
baseline
▲ 0.50% · 4.625%
HK$36,509
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,362/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,689
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,674
−HK$1,002/mo
Today · 4.125%
HK$33,676
baseline
▲ 0.50% · 4.625%
HK$35,725
+HK$2,049/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,352/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,253
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,199
−HK$959/mo
Today · 4.125%
HK$37,158
baseline
▲ 0.50% · 4.625%
HK$39,117
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,316/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,801
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,853
−HK$1,068/mo
Today · 4.125%
HK$35,921
baseline
▲ 0.50% · 4.625%
HK$38,107
+HK$2,186/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,842/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,604
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,612
−HK$1,023/mo
Today · 4.125%
HK$39,635
baseline
▲ 0.50% · 4.625%
HK$41,724
+HK$2,089/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,270/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,914
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,031
−HK$1,135/mo
Today · 4.125%
HK$38,166
baseline
▲ 0.50% · 4.625%
HK$40,488
+HK$2,322/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,332/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,954
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,025
−HK$1,087/mo
Today · 4.125%
HK$42,112
baseline
▲ 0.50% · 4.625%
HK$44,332
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,224/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,026
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,209
−HK$1,202/mo
Today · 4.125%
HK$40,411
baseline
▲ 0.50% · 4.625%
HK$42,870
+HK$2,459/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$80,822/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,304
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,439
−HK$1,151/mo
Today · 4.125%
HK$44,590
baseline
▲ 0.50% · 4.625%
HK$46,940
+HK$2,350/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$89,180/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,466 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).