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At today's rate and a 90% mortgage, the deposit on this unit is about HK$964K, with repayments around HK$42,047/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,094/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,968 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Che Kung Temple Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 42/F
- Flat
- F
- Saleable Area
- 509 Saleable ft²
- Gross Area
- 668 ft²
- Efficiency
- 76%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-11 | HK$8.85M | −11.5% 6.1y · −2.0%/yr |
| 2019-06-05 | HK$10.00M | +20.5% 2.3y · 9.0%/yr |
| 2017-03-07 | HK$8.30M | +40.9% 4.7y · 9.0%/yr |
| 2012-07-04 | HK$5.89M | — |