▼ 0.50% · 3.625%
HK$21,575
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,246
−HK$682/mo
Today · 4.125%
HK$22,928
baseline
▲ 0.50% · 4.625%
HK$24,323
+HK$1,395/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,856/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,002
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,646
−HK$653/mo
Today · 4.125%
HK$25,299
baseline
▲ 0.50% · 4.625%
HK$26,632
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,598/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,732
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,471
−HK$750/mo
Today · 4.125%
HK$25,221
baseline
▲ 0.50% · 4.625%
HK$26,755
+HK$1,534/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,442/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,402
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,110
−HK$718/mo
Today · 4.125%
HK$27,828
baseline
▲ 0.50% · 4.625%
HK$29,295
+HK$1,467/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,656/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,890
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,695
−HK$818/mo
Today · 4.125%
HK$27,513
baseline
▲ 0.50% · 4.625%
HK$29,187
+HK$1,674/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$55,026/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,802
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,575
−HK$783/mo
Today · 4.125%
HK$30,358
baseline
▲ 0.50% · 4.625%
HK$31,958
+HK$1,600/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$60,716/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,047
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,920
−HK$886/mo
Today · 4.125%
HK$29,806
baseline
▲ 0.50% · 4.625%
HK$31,620
+HK$1,814/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,612/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,202
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,039
−HK$849/mo
Today · 4.125%
HK$32,888
baseline
▲ 0.50% · 4.625%
HK$34,622
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,776/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,205
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,144
−HK$955/mo
Today · 4.125%
HK$32,099
baseline
▲ 0.50% · 4.625%
HK$34,052
+HK$1,953/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,198/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,603
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,504
−HK$914/mo
Today · 4.125%
HK$35,418
baseline
▲ 0.50% · 4.625%
HK$37,285
+HK$1,867/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,836/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,362
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,369
−HK$1,023/mo
Today · 4.125%
HK$34,392
baseline
▲ 0.50% · 4.625%
HK$36,484
+HK$2,092/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,784/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,003
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,968
−HK$980/mo
Today · 4.125%
HK$37,948
baseline
▲ 0.50% · 4.625%
HK$39,948
+HK$2,000/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,896/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,520
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,594
−HK$1,090/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,917
+HK$2,233/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,403
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,433
−HK$1,045/mo
Today · 4.125%
HK$40,478
baseline
▲ 0.50% · 4.625%
HK$42,611
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,956/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,677
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,818
−HK$1,159/mo
Today · 4.125%
HK$38,977
baseline
▲ 0.50% · 4.625%
HK$41,349
+HK$2,372/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,954/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,803
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,897
−HK$1,111/mo
Today · 4.125%
HK$43,008
baseline
▲ 0.50% · 4.625%
HK$45,275
+HK$2,267/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$86,016/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,835
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,043
−HK$1,227/mo
Today · 4.125%
HK$41,270
baseline
▲ 0.50% · 4.625%
HK$43,781
+HK$2,511/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$82,540/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,203
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,362
−HK$1,175/mo
Today · 4.125%
HK$45,537
baseline
▲ 0.50% · 4.625%
HK$47,938
+HK$2,401/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$91,074/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,159 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).