▼ 0.50% · 3.625%
HK$20,660
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,303
−HK$653/mo
Today · 4.125%
HK$21,956
baseline
▲ 0.50% · 4.625%
HK$23,292
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,912/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,984
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,601
−HK$625/mo
Today · 4.125%
HK$24,226
baseline
▲ 0.50% · 4.625%
HK$25,503
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,452/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,726
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,433
−HK$718/mo
Today · 4.125%
HK$24,151
baseline
▲ 0.50% · 4.625%
HK$25,621
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,302/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,283
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,961
−HK$688/mo
Today · 4.125%
HK$26,649
baseline
▲ 0.50% · 4.625%
HK$28,053
+HK$1,404/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,298/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,792
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,563
−HK$784/mo
Today · 4.125%
HK$26,347
baseline
▲ 0.50% · 4.625%
HK$27,950
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,694/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,581
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,321
−HK$750/mo
Today · 4.125%
HK$29,071
baseline
▲ 0.50% · 4.625%
HK$30,604
+HK$1,533/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,142/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,858
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,694
−HK$849/mo
Today · 4.125%
HK$28,543
baseline
▲ 0.50% · 4.625%
HK$30,279
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,086/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,880
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,681
−HK$813/mo
Today · 4.125%
HK$31,494
baseline
▲ 0.50% · 4.625%
HK$33,154
+HK$1,660/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,988/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,924
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,824
−HK$914/mo
Today · 4.125%
HK$30,738
baseline
▲ 0.50% · 4.625%
HK$32,608
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,476/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,178
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,041
−HK$875/mo
Today · 4.125%
HK$33,916
baseline
▲ 0.50% · 4.625%
HK$35,704
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,832/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,990
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,954
−HK$980/mo
Today · 4.125%
HK$32,934
baseline
▲ 0.50% · 4.625%
HK$34,938
+HK$2,004/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,868/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,476
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,401
−HK$938/mo
Today · 4.125%
HK$36,339
baseline
▲ 0.50% · 4.625%
HK$38,255
+HK$1,916/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,678/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,056
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,085
−HK$1,044/mo
Today · 4.125%
HK$35,129
baseline
▲ 0.50% · 4.625%
HK$37,267
+HK$2,138/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,258/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,775
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,761
−HK$1,001/mo
Today · 4.125%
HK$38,762
baseline
▲ 0.50% · 4.625%
HK$40,805
+HK$2,043/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,524/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,122
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,215
−HK$1,110/mo
Today · 4.125%
HK$37,325
baseline
▲ 0.50% · 4.625%
HK$39,596
+HK$2,271/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,650/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,073
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,121
−HK$1,063/mo
Today · 4.125%
HK$41,184
baseline
▲ 0.50% · 4.625%
HK$43,355
+HK$2,171/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,368/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,188
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,345
−HK$1,175/mo
Today · 4.125%
HK$39,520
baseline
▲ 0.50% · 4.625%
HK$41,925
+HK$2,405/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,040/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,372
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,481
−HK$1,126/mo
Today · 4.125%
HK$43,607
baseline
▲ 0.50% · 4.625%
HK$45,905
+HK$2,298/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,214/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,049 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).