▼ 0.50% · 3.625%
HK$21,879
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,560
−HK$691/mo
Today · 4.125%
HK$23,251
baseline
▲ 0.50% · 4.625%
HK$24,666
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,502/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,340
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$24,993
−HK$663/mo
Today · 4.125%
HK$25,656
baseline
▲ 0.50% · 4.625%
HK$27,008
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,312/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,067
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,816
−HK$760/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$27,133
+HK$1,557/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,775
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,493
−HK$728/mo
Today · 4.125%
HK$28,221
baseline
▲ 0.50% · 4.625%
HK$29,709
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,442/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,255
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,072
−HK$830/mo
Today · 4.125%
HK$27,902
baseline
▲ 0.50% · 4.625%
HK$29,599
+HK$1,697/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,804/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,209
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,992
−HK$795/mo
Today · 4.125%
HK$30,787
baseline
▲ 0.50% · 4.625%
HK$32,409
+HK$1,622/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,574/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,443
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,328
−HK$899/mo
Today · 4.125%
HK$30,227
baseline
▲ 0.50% · 4.625%
HK$32,066
+HK$1,839/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,454/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,643
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,491
−HK$861/mo
Today · 4.125%
HK$33,352
baseline
▲ 0.50% · 4.625%
HK$35,110
+HK$1,758/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,704/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,631
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,584
−HK$968/mo
Today · 4.125%
HK$32,552
baseline
▲ 0.50% · 4.625%
HK$34,533
+HK$1,981/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,104/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,077
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,991
−HK$927/mo
Today · 4.125%
HK$35,918
baseline
▲ 0.50% · 4.625%
HK$37,811
+HK$1,893/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,836/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,819
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,840
−HK$1,037/mo
Today · 4.125%
HK$34,877
baseline
▲ 0.50% · 4.625%
HK$36,999
+HK$2,122/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,754/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,511
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,490
−HK$993/mo
Today · 4.125%
HK$38,483
baseline
▲ 0.50% · 4.625%
HK$40,512
+HK$2,029/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$76,966/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,007
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,096
−HK$1,106/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,466
+HK$2,264/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,404/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,945
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,989
−HK$1,060/mo
Today · 4.125%
HK$41,049
baseline
▲ 0.50% · 4.625%
HK$43,213
+HK$2,164/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,098/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,195
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,352
−HK$1,175/mo
Today · 4.125%
HK$39,527
baseline
▲ 0.50% · 4.625%
HK$41,932
+HK$2,405/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,054/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,379
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,489
−HK$1,125/mo
Today · 4.125%
HK$43,614
baseline
▲ 0.50% · 4.625%
HK$45,913
+HK$2,299/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,228/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,383
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,608
−HK$1,244/mo
Today · 4.125%
HK$41,852
baseline
▲ 0.50% · 4.625%
HK$44,399
+HK$2,547/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,704/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,813
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,988
−HK$1,192/mo
Today · 4.125%
HK$46,180
baseline
▲ 0.50% · 4.625%
HK$48,614
+HK$2,434/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,360/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,510 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).