▼ 0.50% · 3.625%
HK$21,857
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,537
−HK$690/mo
Today · 4.125%
HK$23,227
baseline
▲ 0.50% · 4.625%
HK$24,641
+HK$1,414/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,454/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,315
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,968
−HK$661/mo
Today · 4.125%
HK$25,629
baseline
▲ 0.50% · 4.625%
HK$26,980
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,258/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,042
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,790
−HK$760/mo
Today · 4.125%
HK$25,550
baseline
▲ 0.50% · 4.625%
HK$27,105
+HK$1,555/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,100/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,747
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,464
−HK$728/mo
Today · 4.125%
HK$28,192
baseline
▲ 0.50% · 4.625%
HK$29,678
+HK$1,486/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,384/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,228
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,044
−HK$829/mo
Today · 4.125%
HK$27,873
baseline
▲ 0.50% · 4.625%
HK$29,569
+HK$1,696/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,746/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,179
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,961
−HK$794/mo
Today · 4.125%
HK$30,755
baseline
▲ 0.50% · 4.625%
HK$32,376
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,510/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,414
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,298
−HK$898/mo
Today · 4.125%
HK$30,196
baseline
▲ 0.50% · 4.625%
HK$32,033
+HK$1,837/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,392/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,610
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,458
−HK$860/mo
Today · 4.125%
HK$33,318
baseline
▲ 0.50% · 4.625%
HK$35,074
+HK$1,756/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,636/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,599
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,551
−HK$967/mo
Today · 4.125%
HK$32,518
baseline
▲ 0.50% · 4.625%
HK$34,497
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,036/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,042
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,955
−HK$926/mo
Today · 4.125%
HK$35,881
baseline
▲ 0.50% · 4.625%
HK$37,772
+HK$1,891/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,762/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,785
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,805
−HK$1,036/mo
Today · 4.125%
HK$34,841
baseline
▲ 0.50% · 4.625%
HK$36,961
+HK$2,120/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,682/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,473
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,451
−HK$993/mo
Today · 4.125%
HK$38,444
baseline
▲ 0.50% · 4.625%
HK$40,470
+HK$2,026/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,888/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,971
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,059
−HK$1,105/mo
Today · 4.125%
HK$37,164
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$2,261/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,328/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,905
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,948
−HK$1,059/mo
Today · 4.125%
HK$41,007
baseline
▲ 0.50% · 4.625%
HK$43,168
+HK$2,161/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,014/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,157
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,312
−HK$1,175/mo
Today · 4.125%
HK$39,487
baseline
▲ 0.50% · 4.625%
HK$41,889
+HK$2,402/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$78,974/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,336
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,445
−HK$1,125/mo
Today · 4.125%
HK$43,570
baseline
▲ 0.50% · 4.625%
HK$45,866
+HK$2,296/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,140/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,342
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,566
−HK$1,243/mo
Today · 4.125%
HK$41,809
baseline
▲ 0.50% · 4.625%
HK$44,353
+HK$2,544/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,618/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,768
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,942
−HK$1,190/mo
Today · 4.125%
HK$46,132
baseline
▲ 0.50% · 4.625%
HK$48,564
+HK$2,432/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,264/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,523 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).