▼ 0.50% · 3.625%
HK$15,981
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,478
−HK$505/mo
Today · 4.125%
HK$16,983
baseline
▲ 0.50% · 4.625%
HK$18,017
+HK$1,034/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,966/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,779
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,256
−HK$484/mo
Today · 4.125%
HK$18,740
baseline
▲ 0.50% · 4.625%
HK$19,727
+HK$987/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,480/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,579
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,126
−HK$556/mo
Today · 4.125%
HK$18,682
baseline
▲ 0.50% · 4.625%
HK$19,819
+HK$1,137/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,364/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,557
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,081
−HK$532/mo
Today · 4.125%
HK$20,613
baseline
▲ 0.50% · 4.625%
HK$21,700
+HK$1,087/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,226/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,178
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,774
−HK$606/mo
Today · 4.125%
HK$20,380
baseline
▲ 0.50% · 4.625%
HK$21,620
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$40,760/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,335
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,907
−HK$580/mo
Today · 4.125%
HK$22,487
baseline
▲ 0.50% · 4.625%
HK$23,673
+HK$1,186/mo
Deposit HK$2.80M · loan HK$4.21M · min. income ≈ HK$44,974/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,776
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,422
−HK$656/mo
Today · 4.125%
HK$22,078
baseline
▲ 0.50% · 4.625%
HK$23,422
+HK$1,344/mo
Deposit HK$2.45M · loan HK$4.56M · min. income ≈ HK$44,156/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,113
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,733
−HK$628/mo
Today · 4.125%
HK$24,361
baseline
▲ 0.50% · 4.625%
HK$25,646
+HK$1,285/mo
Deposit HK$2.45M · loan HK$4.56M · min. income ≈ HK$48,722/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,374
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,070
−HK$707/mo
Today · 4.125%
HK$23,777
baseline
▲ 0.50% · 4.625%
HK$25,224
+HK$1,447/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,554/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,891
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,558
−HK$677/mo
Today · 4.125%
HK$26,235
baseline
▲ 0.50% · 4.625%
HK$27,618
+HK$1,383/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,470/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,972
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,718
−HK$757/mo
Today · 4.125%
HK$25,475
baseline
▲ 0.50% · 4.625%
HK$27,025
+HK$1,550/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$50,950/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,668
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,384
−HK$725/mo
Today · 4.125%
HK$28,109
baseline
▲ 0.50% · 4.625%
HK$29,591
+HK$1,482/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$56,218/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,570
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,365
−HK$808/mo
Today · 4.125%
HK$27,173
baseline
▲ 0.50% · 4.625%
HK$28,827
+HK$1,654/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$54,346/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,446
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,209
−HK$774/mo
Today · 4.125%
HK$29,983
baseline
▲ 0.50% · 4.625%
HK$31,564
+HK$1,581/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$59,966/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,168
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,013
−HK$859/mo
Today · 4.125%
HK$28,872
baseline
▲ 0.50% · 4.625%
HK$30,629
+HK$1,757/mo
Deposit HK$1.05M · loan HK$5.96M · min. income ≈ HK$57,744/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,224
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,035
−HK$822/mo
Today · 4.125%
HK$31,857
baseline
▲ 0.50% · 4.625%
HK$33,536
+HK$1,679/mo
Deposit HK$1.05M · loan HK$5.96M · min. income ≈ HK$63,714/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,766
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,661
−HK$909/mo
Today · 4.125%
HK$30,570
baseline
▲ 0.50% · 4.625%
HK$32,430
+HK$1,860/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,140/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,002
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,860
−HK$871/mo
Today · 4.125%
HK$33,731
baseline
▲ 0.50% · 4.625%
HK$35,509
+HK$1,778/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,462/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).