▼ 0.50% · 3.625%
HK$17,062
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,592
−HK$539/mo
Today · 4.125%
HK$18,131
baseline
▲ 0.50% · 4.625%
HK$19,235
+HK$1,104/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,262/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,981
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,490
−HK$516/mo
Today · 4.125%
HK$20,006
baseline
▲ 0.50% · 4.625%
HK$21,061
+HK$1,055/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,012/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,768
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,351
−HK$594/mo
Today · 4.125%
HK$19,945
baseline
▲ 0.50% · 4.625%
HK$21,158
+HK$1,213/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,890/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,879
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,439
−HK$568/mo
Today · 4.125%
HK$22,007
baseline
▲ 0.50% · 4.625%
HK$23,167
+HK$1,160/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,014/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,474
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,111
−HK$647/mo
Today · 4.125%
HK$21,758
baseline
▲ 0.50% · 4.625%
HK$23,082
+HK$1,324/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,516/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,777
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,388
−HK$620/mo
Today · 4.125%
HK$24,008
baseline
▲ 0.50% · 4.625%
HK$25,273
+HK$1,265/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$48,016/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,180
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,870
−HK$701/mo
Today · 4.125%
HK$23,571
baseline
▲ 0.50% · 4.625%
HK$25,005
+HK$1,434/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$47,142/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,675
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,337
−HK$671/mo
Today · 4.125%
HK$26,008
baseline
▲ 0.50% · 4.625%
HK$27,379
+HK$1,371/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$52,016/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,886
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,629
−HK$755/mo
Today · 4.125%
HK$25,384
baseline
▲ 0.50% · 4.625%
HK$26,929
+HK$1,545/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$50,768/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,573
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,286
−HK$723/mo
Today · 4.125%
HK$28,009
baseline
▲ 0.50% · 4.625%
HK$29,485
+HK$1,476/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$56,018/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,592
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,388
−HK$809/mo
Today · 4.125%
HK$27,197
baseline
▲ 0.50% · 4.625%
HK$28,852
+HK$1,655/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$54,394/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,471
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,235
−HK$774/mo
Today · 4.125%
HK$30,009
baseline
▲ 0.50% · 4.625%
HK$31,591
+HK$1,582/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$60,018/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,298
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,148
−HK$862/mo
Today · 4.125%
HK$29,010
baseline
▲ 0.50% · 4.625%
HK$30,776
+HK$1,766/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$58,020/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,369
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,184
−HK$826/mo
Today · 4.125%
HK$32,010
baseline
▲ 0.50% · 4.625%
HK$33,697
+HK$1,687/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$64,020/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,005
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$916/mo
Today · 4.125%
HK$30,823
baseline
▲ 0.50% · 4.625%
HK$32,699
+HK$1,876/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$61,646/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,267
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,133
−HK$878/mo
Today · 4.125%
HK$34,011
baseline
▲ 0.50% · 4.625%
HK$35,803
+HK$1,792/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$68,022/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,711
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,666
−HK$971/mo
Today · 4.125%
HK$32,637
baseline
▲ 0.50% · 4.625%
HK$34,623
+HK$1,986/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,274/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,165
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,082
−HK$929/mo
Today · 4.125%
HK$36,011
baseline
▲ 0.50% · 4.625%
HK$37,910
+HK$1,899/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$72,022/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,469 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).