▼ 0.50% · 3.625%
HK$16,515
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,028
−HK$522/mo
Today · 4.125%
HK$17,550
baseline
▲ 0.50% · 4.625%
HK$18,618
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,100/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,372
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,865
−HK$500/mo
Today · 4.125%
HK$19,365
baseline
▲ 0.50% · 4.625%
HK$20,386
+HK$1,021/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,730/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,166
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,731
−HK$574/mo
Today · 4.125%
HK$19,305
baseline
▲ 0.50% · 4.625%
HK$20,480
+HK$1,175/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,610/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,210
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,752
−HK$550/mo
Today · 4.125%
HK$21,302
baseline
▲ 0.50% · 4.625%
HK$22,424
+HK$1,122/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,604/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,818
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,434
−HK$626/mo
Today · 4.125%
HK$21,060
baseline
▲ 0.50% · 4.625%
HK$22,342
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,120/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,047
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,638
−HK$600/mo
Today · 4.125%
HK$23,238
baseline
▲ 0.50% · 4.625%
HK$24,463
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,476/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,469
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,137
−HK$678/mo
Today · 4.125%
HK$22,815
baseline
▲ 0.50% · 4.625%
HK$24,204
+HK$1,389/mo
Deposit HK$2.53M · loan HK$4.71M · min. income ≈ HK$45,630/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,884
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,525
−HK$650/mo
Today · 4.125%
HK$25,175
baseline
▲ 0.50% · 4.625%
HK$26,502
+HK$1,327/mo
Deposit HK$2.53M · loan HK$4.71M · min. income ≈ HK$50,350/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,121
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,840
−HK$730/mo
Today · 4.125%
HK$24,570
baseline
▲ 0.50% · 4.625%
HK$26,065
+HK$1,495/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,140/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,721
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,411
−HK$700/mo
Today · 4.125%
HK$27,111
baseline
▲ 0.50% · 4.625%
HK$28,540
+HK$1,429/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,222/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,772
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$782/mo
Today · 4.125%
HK$26,325
baseline
▲ 0.50% · 4.625%
HK$27,927
+HK$1,602/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,650/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,559
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,298
−HK$750/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,579
+HK$1,531/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,423
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,245
−HK$835/mo
Today · 4.125%
HK$28,080
baseline
▲ 0.50% · 4.625%
HK$29,789
+HK$1,709/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,160/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,396
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,184
−HK$800/mo
Today · 4.125%
HK$30,984
baseline
▲ 0.50% · 4.625%
HK$32,617
+HK$1,633/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,968/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,075
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,948
−HK$887/mo
Today · 4.125%
HK$29,835
baseline
▲ 0.50% · 4.625%
HK$31,651
+HK$1,816/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,670/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,233
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,071
−HK$850/mo
Today · 4.125%
HK$32,921
baseline
▲ 0.50% · 4.625%
HK$34,656
+HK$1,735/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,842/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,726
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,651
−HK$940/mo
Today · 4.125%
HK$31,591
baseline
▲ 0.50% · 4.625%
HK$33,513
+HK$1,922/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$63,182/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,070
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,957
−HK$900/mo
Today · 4.125%
HK$34,857
baseline
▲ 0.50% · 4.625%
HK$36,694
+HK$1,837/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$69,714/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,274 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).