▼ 0.50% · 3.625%
HK$16,191
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,695
−HK$512/mo
Today · 4.125%
HK$17,207
baseline
▲ 0.50% · 4.625%
HK$18,254
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,414/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,013
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,496
−HK$490/mo
Today · 4.125%
HK$18,986
baseline
▲ 0.50% · 4.625%
HK$19,987
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,972/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,811
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,365
−HK$562/mo
Today · 4.125%
HK$18,927
baseline
▲ 0.50% · 4.625%
HK$20,079
+HK$1,152/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,854/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,814
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,345
−HK$540/mo
Today · 4.125%
HK$20,885
baseline
▲ 0.50% · 4.625%
HK$21,985
+HK$1,100/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,770/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,430
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,034
−HK$614/mo
Today · 4.125%
HK$20,648
baseline
▲ 0.50% · 4.625%
HK$21,904
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,296/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,615
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,195
−HK$588/mo
Today · 4.125%
HK$22,783
baseline
▲ 0.50% · 4.625%
HK$23,984
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,566/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,049
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,704
−HK$665/mo
Today · 4.125%
HK$22,369
baseline
▲ 0.50% · 4.625%
HK$23,730
+HK$1,361/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,738/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,417
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,045
−HK$637/mo
Today · 4.125%
HK$24,682
baseline
▲ 0.50% · 4.625%
HK$25,983
+HK$1,301/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,364/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,668
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,373
−HK$716/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,466/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,218
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,894
−HK$686/mo
Today · 4.125%
HK$26,580
baseline
▲ 0.50% · 4.625%
HK$27,981
+HK$1,401/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,160/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,287
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,043
−HK$767/mo
Today · 4.125%
HK$25,810
baseline
▲ 0.50% · 4.625%
HK$27,381
+HK$1,571/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,620/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,019
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,744
−HK$735/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$29,980
+HK$1,501/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,906
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,712
−HK$819/mo
Today · 4.125%
HK$27,531
baseline
▲ 0.50% · 4.625%
HK$29,206
+HK$1,675/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,062/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,820
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,593
−HK$784/mo
Today · 4.125%
HK$30,377
baseline
▲ 0.50% · 4.625%
HK$31,979
+HK$1,602/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,754/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,525
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,382
−HK$869/mo
Today · 4.125%
HK$29,251
baseline
▲ 0.50% · 4.625%
HK$31,031
+HK$1,780/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$58,502/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,622
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,443
−HK$833/mo
Today · 4.125%
HK$32,276
baseline
▲ 0.50% · 4.625%
HK$33,977
+HK$1,701/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$64,552/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,144
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,051
−HK$921/mo
Today · 4.125%
HK$30,972
baseline
▲ 0.50% · 4.625%
HK$32,857
+HK$1,885/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,944/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,423
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,293
−HK$882/mo
Today · 4.125%
HK$34,175
baseline
▲ 0.50% · 4.625%
HK$35,976
+HK$1,801/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,350/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$213,021 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).