▼ 0.50% · 3.625%
HK$15,913
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,408
−HK$503/mo
Today · 4.125%
HK$16,911
baseline
▲ 0.50% · 4.625%
HK$17,940
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,822/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,703
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,178
−HK$482/mo
Today · 4.125%
HK$18,660
baseline
▲ 0.50% · 4.625%
HK$19,643
+HK$983/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,320/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,505
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,049
−HK$553/mo
Today · 4.125%
HK$18,602
baseline
▲ 0.50% · 4.625%
HK$19,734
+HK$1,132/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,204/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,474
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,996
−HK$530/mo
Today · 4.125%
HK$20,526
baseline
▲ 0.50% · 4.625%
HK$21,608
+HK$1,082/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,052/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,096
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,690
−HK$603/mo
Today · 4.125%
HK$20,293
baseline
▲ 0.50% · 4.625%
HK$21,528
+HK$1,235/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,586/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,244
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,814
−HK$578/mo
Today · 4.125%
HK$22,392
baseline
▲ 0.50% · 4.625%
HK$23,572
+HK$1,180/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,784/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,687
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,331
−HK$654/mo
Today · 4.125%
HK$21,985
baseline
▲ 0.50% · 4.625%
HK$23,322
+HK$1,337/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$43,970/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,014
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,632
−HK$626/mo
Today · 4.125%
HK$24,258
baseline
▲ 0.50% · 4.625%
HK$25,536
+HK$1,278/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$48,516/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,279
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,972
−HK$704/mo
Today · 4.125%
HK$23,676
baseline
▲ 0.50% · 4.625%
HK$25,116
+HK$1,440/mo
Deposit HK$2.09M · loan HK$4.89M · min. income ≈ HK$47,352/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,785
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,449
−HK$675/mo
Today · 4.125%
HK$26,124
baseline
▲ 0.50% · 4.625%
HK$27,501
+HK$1,377/mo
Deposit HK$2.09M · loan HK$4.89M · min. income ≈ HK$52,248/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,870
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,612
−HK$755/mo
Today · 4.125%
HK$25,367
baseline
▲ 0.50% · 4.625%
HK$26,910
+HK$1,543/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$50,734/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,555
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,267
−HK$723/mo
Today · 4.125%
HK$27,990
baseline
▲ 0.50% · 4.625%
HK$29,465
+HK$1,475/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$55,980/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,461
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,253
−HK$805/mo
Today · 4.125%
HK$27,058
baseline
▲ 0.50% · 4.625%
HK$28,704
+HK$1,646/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$54,116/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,325
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,085
−HK$771/mo
Today · 4.125%
HK$29,856
baseline
▲ 0.50% · 4.625%
HK$31,429
+HK$1,573/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$59,712/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,053
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,894
−HK$855/mo
Today · 4.125%
HK$28,749
baseline
▲ 0.50% · 4.625%
HK$30,498
+HK$1,749/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$57,498/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,096
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,903
−HK$819/mo
Today · 4.125%
HK$31,722
baseline
▲ 0.50% · 4.625%
HK$33,394
+HK$1,672/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$63,444/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,644
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,535
−HK$905/mo
Today · 4.125%
HK$30,440
baseline
▲ 0.50% · 4.625%
HK$32,292
+HK$1,852/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$60,880/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,866
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,721
−HK$867/mo
Today · 4.125%
HK$33,588
baseline
▲ 0.50% · 4.625%
HK$35,358
+HK$1,770/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$67,176/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,362 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).