▼ 0.50% · 3.625%
HK$16,379
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,888
−HK$518/mo
Today · 4.125%
HK$17,406
baseline
▲ 0.50% · 4.625%
HK$18,465
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,812/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,221
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,710
−HK$496/mo
Today · 4.125%
HK$19,206
baseline
▲ 0.50% · 4.625%
HK$20,218
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,412/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,017
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,577
−HK$569/mo
Today · 4.125%
HK$19,146
baseline
▲ 0.50% · 4.625%
HK$20,311
+HK$1,165/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,292/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,043
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,581
−HK$545/mo
Today · 4.125%
HK$21,126
baseline
▲ 0.50% · 4.625%
HK$22,240
+HK$1,114/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,252/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,654
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,266
−HK$621/mo
Today · 4.125%
HK$20,887
baseline
▲ 0.50% · 4.625%
HK$22,158
+HK$1,271/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,774/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,865
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,452
−HK$595/mo
Today · 4.125%
HK$23,047
baseline
▲ 0.50% · 4.625%
HK$24,262
+HK$1,215/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,094/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,292
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,955
−HK$673/mo
Today · 4.125%
HK$22,628
baseline
▲ 0.50% · 4.625%
HK$24,004
+HK$1,376/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$45,256/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,688
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,323
−HK$644/mo
Today · 4.125%
HK$24,967
baseline
▲ 0.50% · 4.625%
HK$26,283
+HK$1,316/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$49,934/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,930
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,643
−HK$725/mo
Today · 4.125%
HK$24,368
baseline
▲ 0.50% · 4.625%
HK$25,851
+HK$1,483/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,736/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,510
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,194
−HK$694/mo
Today · 4.125%
HK$26,888
baseline
▲ 0.50% · 4.625%
HK$28,305
+HK$1,417/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,776/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,568
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,332
−HK$777/mo
Today · 4.125%
HK$26,109
baseline
▲ 0.50% · 4.625%
HK$27,697
+HK$1,588/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,218/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,332
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,065
−HK$743/mo
Today · 4.125%
HK$28,808
baseline
▲ 0.50% · 4.625%
HK$30,327
+HK$1,519/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,616/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,206
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,021
−HK$828/mo
Today · 4.125%
HK$27,849
baseline
▲ 0.50% · 4.625%
HK$29,544
+HK$1,695/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,698/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,154
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,936
−HK$793/mo
Today · 4.125%
HK$30,729
baseline
▲ 0.50% · 4.625%
HK$32,349
+HK$1,620/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,458/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,844
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,710
−HK$880/mo
Today · 4.125%
HK$29,590
baseline
▲ 0.50% · 4.625%
HK$31,390
+HK$1,800/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,180/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,976
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,807
−HK$843/mo
Today · 4.125%
HK$32,650
baseline
▲ 0.50% · 4.625%
HK$34,371
+HK$1,721/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,300/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,482
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,399
−HK$931/mo
Today · 4.125%
HK$31,330
baseline
▲ 0.50% · 4.625%
HK$33,237
+HK$1,907/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,660/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,798
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,678
−HK$892/mo
Today · 4.125%
HK$34,570
baseline
▲ 0.50% · 4.625%
HK$36,392
+HK$1,822/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,140/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,486 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).