▼ 0.50% · 3.625%
HK$15,912
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,407
−HK$503/mo
Today · 4.125%
HK$16,910
baseline
▲ 0.50% · 4.625%
HK$17,939
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,820/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,702
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,177
−HK$482/mo
Today · 4.125%
HK$18,659
baseline
▲ 0.50% · 4.625%
HK$19,642
+HK$983/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,318/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,503
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,048
−HK$553/mo
Today · 4.125%
HK$18,601
baseline
▲ 0.50% · 4.625%
HK$19,733
+HK$1,132/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,202/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,472
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,995
−HK$529/mo
Today · 4.125%
HK$20,524
baseline
▲ 0.50% · 4.625%
HK$21,606
+HK$1,082/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,048/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,095
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,689
−HK$603/mo
Today · 4.125%
HK$20,292
baseline
▲ 0.50% · 4.625%
HK$21,527
+HK$1,235/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,584/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,243
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,812
−HK$578/mo
Today · 4.125%
HK$22,390
baseline
▲ 0.50% · 4.625%
HK$23,570
+HK$1,180/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,780/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,686
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,329
−HK$654/mo
Today · 4.125%
HK$21,983
baseline
▲ 0.50% · 4.625%
HK$23,321
+HK$1,338/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$43,966/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,013
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,630
−HK$626/mo
Today · 4.125%
HK$24,256
baseline
▲ 0.50% · 4.625%
HK$25,535
+HK$1,279/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$48,512/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,277
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,970
−HK$704/mo
Today · 4.125%
HK$23,674
baseline
▲ 0.50% · 4.625%
HK$25,115
+HK$1,441/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$47,348/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,783
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,448
−HK$674/mo
Today · 4.125%
HK$26,122
baseline
▲ 0.50% · 4.625%
HK$27,499
+HK$1,377/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$52,244/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,868
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,611
−HK$754/mo
Today · 4.125%
HK$25,365
baseline
▲ 0.50% · 4.625%
HK$26,908
+HK$1,543/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$50,730/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,553
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,265
−HK$723/mo
Today · 4.125%
HK$27,988
baseline
▲ 0.50% · 4.625%
HK$29,463
+HK$1,475/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$55,976/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,460
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,251
−HK$805/mo
Today · 4.125%
HK$27,056
baseline
▲ 0.50% · 4.625%
HK$28,702
+HK$1,646/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$54,112/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,323
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,083
−HK$771/mo
Today · 4.125%
HK$29,854
baseline
▲ 0.50% · 4.625%
HK$31,427
+HK$1,573/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$59,708/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,051
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,892
−HK$855/mo
Today · 4.125%
HK$28,747
baseline
▲ 0.50% · 4.625%
HK$30,496
+HK$1,749/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$57,494/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,094
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,901
−HK$819/mo
Today · 4.125%
HK$31,720
baseline
▲ 0.50% · 4.625%
HK$33,392
+HK$1,672/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$63,440/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,642
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,533
−HK$905/mo
Today · 4.125%
HK$30,438
baseline
▲ 0.50% · 4.625%
HK$32,290
+HK$1,852/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$60,876/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,864
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,718
−HK$867/mo
Today · 4.125%
HK$33,585
baseline
▲ 0.50% · 4.625%
HK$35,356
+HK$1,771/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$67,170/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,348 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).