▼ 0.50% · 3.625%
HK$15,850
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,343
−HK$501/mo
Today · 4.125%
HK$16,844
baseline
▲ 0.50% · 4.625%
HK$17,868
+HK$1,024/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,688/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,633
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,105
−HK$480/mo
Today · 4.125%
HK$18,585
baseline
▲ 0.50% · 4.625%
HK$19,565
+HK$980/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,170/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,435
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,977
−HK$551/mo
Today · 4.125%
HK$18,528
baseline
▲ 0.50% · 4.625%
HK$19,655
+HK$1,127/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$37,056/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,396
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,916
−HK$528/mo
Today · 4.125%
HK$20,444
baseline
▲ 0.50% · 4.625%
HK$21,521
+HK$1,077/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$40,888/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,020
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,611
−HK$601/mo
Today · 4.125%
HK$20,212
baseline
▲ 0.50% · 4.625%
HK$21,442
+HK$1,230/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,424/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,159
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,727
−HK$575/mo
Today · 4.125%
HK$22,302
baseline
▲ 0.50% · 4.625%
HK$23,478
+HK$1,176/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,604/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,605
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,245
−HK$652/mo
Today · 4.125%
HK$21,897
baseline
▲ 0.50% · 4.625%
HK$23,229
+HK$1,332/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$43,794/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,922
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,537
−HK$624/mo
Today · 4.125%
HK$24,161
baseline
▲ 0.50% · 4.625%
HK$25,434
+HK$1,273/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$48,322/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,189
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,880
−HK$701/mo
Today · 4.125%
HK$23,581
baseline
▲ 0.50% · 4.625%
HK$25,016
+HK$1,435/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,162/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,686
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,348
−HK$671/mo
Today · 4.125%
HK$26,019
baseline
▲ 0.50% · 4.625%
HK$27,391
+HK$1,372/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,038/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,774
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,514
−HK$751/mo
Today · 4.125%
HK$25,265
baseline
▲ 0.50% · 4.625%
HK$26,803
+HK$1,538/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$50,530/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,449
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,158
−HK$720/mo
Today · 4.125%
HK$27,878
baseline
▲ 0.50% · 4.625%
HK$29,347
+HK$1,469/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$55,756/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,359
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,148
−HK$802/mo
Today · 4.125%
HK$26,950
baseline
▲ 0.50% · 4.625%
HK$28,589
+HK$1,639/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$53,900/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,212
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,969
−HK$767/mo
Today · 4.125%
HK$29,736
baseline
▲ 0.50% · 4.625%
HK$31,304
+HK$1,568/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$59,472/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,944
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,782
−HK$852/mo
Today · 4.125%
HK$28,634
baseline
▲ 0.50% · 4.625%
HK$30,376
+HK$1,742/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$57,268/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,975
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,779
−HK$816/mo
Today · 4.125%
HK$31,595
baseline
▲ 0.50% · 4.625%
HK$33,260
+HK$1,665/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$63,190/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,529
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,417
−HK$901/mo
Today · 4.125%
HK$30,318
baseline
▲ 0.50% · 4.625%
HK$32,163
+HK$1,845/mo
Deposit HK$695K · loan HK$6.26M · min. income ≈ HK$60,636/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,739
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,590
−HK$863/mo
Today · 4.125%
HK$33,453
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$1,764/mo
Deposit HK$695K · loan HK$6.26M · min. income ≈ HK$66,906/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,525 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).