▼ 0.50% · 3.625%
HK$15,840
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,332
−HK$501/mo
Today · 4.125%
HK$16,833
baseline
▲ 0.50% · 4.625%
HK$17,857
+HK$1,024/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,666/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,621
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,094
−HK$479/mo
Today · 4.125%
HK$18,573
baseline
▲ 0.50% · 4.625%
HK$19,552
+HK$979/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,146/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,424
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,965
−HK$551/mo
Today · 4.125%
HK$18,516
baseline
▲ 0.50% · 4.625%
HK$19,643
+HK$1,127/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$37,032/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,383
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,903
−HK$528/mo
Today · 4.125%
HK$20,431
baseline
▲ 0.50% · 4.625%
HK$21,508
+HK$1,077/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$40,862/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,007
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,599
−HK$600/mo
Today · 4.125%
HK$20,199
baseline
▲ 0.50% · 4.625%
HK$21,429
+HK$1,230/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,398/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,146
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,713
−HK$575/mo
Today · 4.125%
HK$22,288
baseline
▲ 0.50% · 4.625%
HK$23,463
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,576/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,591
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,232
−HK$651/mo
Today · 4.125%
HK$21,883
baseline
▲ 0.50% · 4.625%
HK$23,214
+HK$1,331/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$43,766/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,908
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,522
−HK$623/mo
Today · 4.125%
HK$24,145
baseline
▲ 0.50% · 4.625%
HK$25,418
+HK$1,273/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$48,290/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,175
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,865
−HK$701/mo
Today · 4.125%
HK$23,566
baseline
▲ 0.50% · 4.625%
HK$25,000
+HK$1,434/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,132/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,670
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,332
−HK$671/mo
Today · 4.125%
HK$26,003
baseline
▲ 0.50% · 4.625%
HK$27,373
+HK$1,370/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$52,006/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,759
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,498
−HK$751/mo
Today · 4.125%
HK$25,249
baseline
▲ 0.50% · 4.625%
HK$26,786
+HK$1,537/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$50,498/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,432
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,141
−HK$719/mo
Today · 4.125%
HK$27,860
baseline
▲ 0.50% · 4.625%
HK$29,329
+HK$1,469/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$55,720/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,343
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,132
−HK$801/mo
Today · 4.125%
HK$26,933
baseline
▲ 0.50% · 4.625%
HK$28,571
+HK$1,638/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$53,866/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,194
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,950
−HK$767/mo
Today · 4.125%
HK$29,717
baseline
▲ 0.50% · 4.625%
HK$31,284
+HK$1,567/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$59,434/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,927
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,765
−HK$851/mo
Today · 4.125%
HK$28,616
baseline
▲ 0.50% · 4.625%
HK$30,357
+HK$1,741/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$57,232/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,956
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,760
−HK$815/mo
Today · 4.125%
HK$31,575
baseline
▲ 0.50% · 4.625%
HK$33,239
+HK$1,664/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$63,150/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,511
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,398
−HK$901/mo
Today · 4.125%
HK$30,299
baseline
▲ 0.50% · 4.625%
HK$32,143
+HK$1,844/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$60,598/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,718
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,569
−HK$863/mo
Today · 4.125%
HK$33,432
baseline
▲ 0.50% · 4.625%
HK$35,194
+HK$1,762/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$66,864/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,392 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).