▼ 0.50% · 3.625%
HK$15,523
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,006
−HK$490/mo
Today · 4.125%
HK$16,496
baseline
▲ 0.50% · 4.625%
HK$17,500
+HK$1,004/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,992/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,269
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,732
−HK$470/mo
Today · 4.125%
HK$18,202
baseline
▲ 0.50% · 4.625%
HK$19,162
+HK$960/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,404/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,075
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,606
−HK$540/mo
Today · 4.125%
HK$18,146
baseline
▲ 0.50% · 4.625%
HK$19,250
+HK$1,104/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,292/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,996
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,506
−HK$516/mo
Today · 4.125%
HK$20,022
baseline
▲ 0.50% · 4.625%
HK$21,078
+HK$1,056/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,044/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,628
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,207
−HK$589/mo
Today · 4.125%
HK$19,796
baseline
▲ 0.50% · 4.625%
HK$21,000
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,592/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,723
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,279
−HK$564/mo
Today · 4.125%
HK$21,843
baseline
▲ 0.50% · 4.625%
HK$22,994
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,686/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,180
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,808
−HK$637/mo
Today · 4.125%
HK$21,445
baseline
▲ 0.50% · 4.625%
HK$22,750
+HK$1,305/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,890/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,450
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,052
−HK$611/mo
Today · 4.125%
HK$23,663
baseline
▲ 0.50% · 4.625%
HK$24,910
+HK$1,247/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,326/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,732
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,408
−HK$687/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,500
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,177
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,825
−HK$658/mo
Today · 4.125%
HK$25,483
baseline
▲ 0.50% · 4.625%
HK$26,826
+HK$1,343/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$50,966/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,284
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,009
−HK$736/mo
Today · 4.125%
HK$24,745
baseline
▲ 0.50% · 4.625%
HK$26,250
+HK$1,505/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$49,490/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,904
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,598
−HK$705/mo
Today · 4.125%
HK$27,303
baseline
▲ 0.50% · 4.625%
HK$28,742
+HK$1,439/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$54,606/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,837
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$785/mo
Today · 4.125%
HK$26,394
baseline
▲ 0.50% · 4.625%
HK$28,000
+HK$1,606/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,788/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,631
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,372
−HK$751/mo
Today · 4.125%
HK$29,123
baseline
▲ 0.50% · 4.625%
HK$30,659
+HK$1,536/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,246/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,389
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,210
−HK$834/mo
Today · 4.125%
HK$28,044
baseline
▲ 0.50% · 4.625%
HK$29,750
+HK$1,706/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,088/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,358
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,145
−HK$799/mo
Today · 4.125%
HK$30,944
baseline
▲ 0.50% · 4.625%
HK$32,575
+HK$1,631/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,888/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,941
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,811
−HK$883/mo
Today · 4.125%
HK$29,694
baseline
▲ 0.50% · 4.625%
HK$31,500
+HK$1,806/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,388/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,084
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,918
−HK$846/mo
Today · 4.125%
HK$32,764
baseline
▲ 0.50% · 4.625%
HK$34,491
+HK$1,727/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,528/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).