▼ 0.50% · 3.625%
HK$15,860
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,353
−HK$502/mo
Today · 4.125%
HK$16,855
baseline
▲ 0.50% · 4.625%
HK$17,880
+HK$1,025/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,710/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,644
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,117
−HK$480/mo
Today · 4.125%
HK$18,597
baseline
▲ 0.50% · 4.625%
HK$19,578
+HK$981/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,194/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,446
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,989
−HK$551/mo
Today · 4.125%
HK$18,540
baseline
▲ 0.50% · 4.625%
HK$19,668
+HK$1,128/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$37,080/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,409
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,929
−HK$528/mo
Today · 4.125%
HK$20,457
baseline
▲ 0.50% · 4.625%
HK$21,535
+HK$1,078/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$40,914/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,032
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,624
−HK$601/mo
Today · 4.125%
HK$20,225
baseline
▲ 0.50% · 4.625%
HK$21,456
+HK$1,231/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,450/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,173
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,741
−HK$576/mo
Today · 4.125%
HK$22,317
baseline
▲ 0.50% · 4.625%
HK$23,493
+HK$1,176/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,634/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,618
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,259
−HK$652/mo
Today · 4.125%
HK$21,911
baseline
▲ 0.50% · 4.625%
HK$23,244
+HK$1,333/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$43,822/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,937
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,552
−HK$625/mo
Today · 4.125%
HK$24,177
baseline
▲ 0.50% · 4.625%
HK$25,451
+HK$1,274/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$48,354/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,204
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,895
−HK$701/mo
Today · 4.125%
HK$23,596
baseline
▲ 0.50% · 4.625%
HK$25,032
+HK$1,436/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,192/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,702
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,364
−HK$672/mo
Today · 4.125%
HK$26,036
baseline
▲ 0.50% · 4.625%
HK$27,409
+HK$1,373/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,072/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,790
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,530
−HK$752/mo
Today · 4.125%
HK$25,282
baseline
▲ 0.50% · 4.625%
HK$26,820
+HK$1,538/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$50,564/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,466
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,176
−HK$720/mo
Today · 4.125%
HK$27,896
baseline
▲ 0.50% · 4.625%
HK$29,366
+HK$1,470/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$55,792/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,376
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,165
−HK$802/mo
Today · 4.125%
HK$26,967
baseline
▲ 0.50% · 4.625%
HK$28,608
+HK$1,641/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$53,934/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,231
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,988
−HK$768/mo
Today · 4.125%
HK$29,756
baseline
▲ 0.50% · 4.625%
HK$31,324
+HK$1,568/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$59,512/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,962
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,801
−HK$852/mo
Today · 4.125%
HK$28,653
baseline
▲ 0.50% · 4.625%
HK$30,396
+HK$1,743/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$57,306/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,995
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,799
−HK$816/mo
Today · 4.125%
HK$31,615
baseline
▲ 0.50% · 4.625%
HK$33,282
+HK$1,667/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$63,230/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,548
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,436
−HK$902/mo
Today · 4.125%
HK$30,338
baseline
▲ 0.50% · 4.625%
HK$32,184
+HK$1,846/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$60,676/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,759
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,611
−HK$864/mo
Today · 4.125%
HK$33,475
baseline
▲ 0.50% · 4.625%
HK$35,240
+HK$1,765/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$66,950/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,661 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).