▼ 0.50% · 3.625%
HK$15,947
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,443
−HK$504/mo
Today · 4.125%
HK$16,947
baseline
▲ 0.50% · 4.625%
HK$17,978
+HK$1,031/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,894/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,741
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,217
−HK$482/mo
Today · 4.125%
HK$18,699
baseline
▲ 0.50% · 4.625%
HK$19,685
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,398/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,542
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,087
−HK$555/mo
Today · 4.125%
HK$18,642
baseline
▲ 0.50% · 4.625%
HK$19,776
+HK$1,134/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,284/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,515
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,038
−HK$531/mo
Today · 4.125%
HK$20,569
baseline
▲ 0.50% · 4.625%
HK$21,653
+HK$1,084/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,138/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,136
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,732
−HK$604/mo
Today · 4.125%
HK$20,336
baseline
▲ 0.50% · 4.625%
HK$21,574
+HK$1,238/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,672/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,289
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,860
−HK$579/mo
Today · 4.125%
HK$22,439
baseline
▲ 0.50% · 4.625%
HK$23,622
+HK$1,183/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,878/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,731
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,376
−HK$655/mo
Today · 4.125%
HK$22,031
baseline
▲ 0.50% · 4.625%
HK$23,372
+HK$1,341/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,062/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,063
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,682
−HK$627/mo
Today · 4.125%
HK$24,309
baseline
▲ 0.50% · 4.625%
HK$25,590
+HK$1,281/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,618/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,326
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,020
−HK$706/mo
Today · 4.125%
HK$23,726
baseline
▲ 0.50% · 4.625%
HK$25,169
+HK$1,443/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,452/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,837
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,503
−HK$676/mo
Today · 4.125%
HK$26,179
baseline
▲ 0.50% · 4.625%
HK$27,559
+HK$1,380/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,358/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,920
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,664
−HK$756/mo
Today · 4.125%
HK$25,420
baseline
▲ 0.50% · 4.625%
HK$26,967
+HK$1,547/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,840/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,611
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,325
−HK$724/mo
Today · 4.125%
HK$28,049
baseline
▲ 0.50% · 4.625%
HK$29,527
+HK$1,478/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,098/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,515
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,309
−HK$806/mo
Today · 4.125%
HK$27,115
baseline
▲ 0.50% · 4.625%
HK$28,765
+HK$1,650/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$54,230/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,385
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,147
−HK$772/mo
Today · 4.125%
HK$29,919
baseline
▲ 0.50% · 4.625%
HK$31,496
+HK$1,577/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$59,838/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,110
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,953
−HK$857/mo
Today · 4.125%
HK$28,810
baseline
▲ 0.50% · 4.625%
HK$30,563
+HK$1,753/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,620/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,159
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,968
−HK$821/mo
Today · 4.125%
HK$31,789
baseline
▲ 0.50% · 4.625%
HK$33,464
+HK$1,675/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,578/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,705
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,597
−HK$908/mo
Today · 4.125%
HK$30,505
baseline
▲ 0.50% · 4.625%
HK$32,361
+HK$1,856/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$61,010/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,933
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,790
−HK$869/mo
Today · 4.125%
HK$33,659
baseline
▲ 0.50% · 4.625%
HK$35,433
+HK$1,774/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,318/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,805 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).