▼ 0.50% · 3.625%
HK$19,913
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,532
−HK$630/mo
Today · 4.125%
HK$21,162
baseline
▲ 0.50% · 4.625%
HK$22,449
+HK$1,287/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,324/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,153
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,747
−HK$603/mo
Today · 4.125%
HK$23,350
baseline
▲ 0.50% · 4.625%
HK$24,581
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,700/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,904
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,586
−HK$692/mo
Today · 4.125%
HK$23,278
baseline
▲ 0.50% · 4.625%
HK$24,694
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,556/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,368
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,022
−HK$663/mo
Today · 4.125%
HK$25,685
baseline
▲ 0.50% · 4.625%
HK$27,039
+HK$1,354/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,370/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,895
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,639
−HK$755/mo
Today · 4.125%
HK$25,394
baseline
▲ 0.50% · 4.625%
HK$26,939
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,788/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,583
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,296
−HK$724/mo
Today · 4.125%
HK$28,020
baseline
▲ 0.50% · 4.625%
HK$29,497
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,040/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,887
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,692
−HK$818/mo
Today · 4.125%
HK$27,510
baseline
▲ 0.50% · 4.625%
HK$29,184
+HK$1,674/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,020/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,799
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,571
−HK$784/mo
Today · 4.125%
HK$30,355
baseline
▲ 0.50% · 4.625%
HK$31,955
+HK$1,600/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,710/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,878
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,745
−HK$881/mo
Today · 4.125%
HK$29,626
baseline
▲ 0.50% · 4.625%
HK$31,429
+HK$1,803/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,252/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,014
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,846
−HK$844/mo
Today · 4.125%
HK$32,690
baseline
▲ 0.50% · 4.625%
HK$34,413
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,380/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,869
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,798
−HK$944/mo
Today · 4.125%
HK$31,742
baseline
▲ 0.50% · 4.625%
HK$33,674
+HK$1,932/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,484/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,229
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,120
−HK$905/mo
Today · 4.125%
HK$35,025
baseline
▲ 0.50% · 4.625%
HK$36,871
+HK$1,846/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,050/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,861
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,852
−HK$1,007/mo
Today · 4.125%
HK$33,859
baseline
▲ 0.50% · 4.625%
HK$35,919
+HK$2,060/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,718/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,445
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,395
−HK$965/mo
Today · 4.125%
HK$37,360
baseline
▲ 0.50% · 4.625%
HK$39,329
+HK$1,969/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,720/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,852
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,905
−HK$1,070/mo
Today · 4.125%
HK$35,975
baseline
▲ 0.50% · 4.625%
HK$38,164
+HK$2,189/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,950/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,660
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,670
−HK$1,025/mo
Today · 4.125%
HK$39,695
baseline
▲ 0.50% · 4.625%
HK$41,787
+HK$2,092/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,390/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,843
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,958
−HK$1,133/mo
Today · 4.125%
HK$38,091
baseline
▲ 0.50% · 4.625%
HK$40,409
+HK$2,318/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,182/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,875
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,945
−HK$1,084/mo
Today · 4.125%
HK$42,029
baseline
▲ 0.50% · 4.625%
HK$44,245
+HK$2,216/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,058/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,982 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).