▼ 0.50% · 3.625%
HK$18,825
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,411
−HK$595/mo
Today · 4.125%
HK$20,006
baseline
▲ 0.50% · 4.625%
HK$21,223
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,012/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,943
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,505
−HK$569/mo
Today · 4.125%
HK$22,074
baseline
▲ 0.50% · 4.625%
HK$23,238
+HK$1,164/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,148/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,708
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,352
−HK$654/mo
Today · 4.125%
HK$22,006
baseline
▲ 0.50% · 4.625%
HK$23,345
+HK$1,339/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,012/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,037
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,655
−HK$627/mo
Today · 4.125%
HK$24,282
baseline
▲ 0.50% · 4.625%
HK$25,562
+HK$1,280/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,564/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,590
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,293
−HK$714/mo
Today · 4.125%
HK$24,007
baseline
▲ 0.50% · 4.625%
HK$25,468
+HK$1,461/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$48,014/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,132
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,806
−HK$683/mo
Today · 4.125%
HK$26,489
baseline
▲ 0.50% · 4.625%
HK$27,886
+HK$1,397/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,978/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,473
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,234
−HK$774/mo
Today · 4.125%
HK$26,008
baseline
▲ 0.50% · 4.625%
HK$27,590
+HK$1,582/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,016/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,226
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,956
−HK$741/mo
Today · 4.125%
HK$28,697
baseline
▲ 0.50% · 4.625%
HK$30,209
+HK$1,512/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,394/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,355
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,175
−HK$833/mo
Today · 4.125%
HK$28,008
baseline
▲ 0.50% · 4.625%
HK$29,712
+HK$1,704/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,016/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,320
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,107
−HK$797/mo
Today · 4.125%
HK$30,904
baseline
▲ 0.50% · 4.625%
HK$32,533
+HK$1,629/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,808/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,238
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,116
−HK$893/mo
Today · 4.125%
HK$30,009
baseline
▲ 0.50% · 4.625%
HK$31,835
+HK$1,826/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,018/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,414
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,257
−HK$855/mo
Today · 4.125%
HK$33,112
baseline
▲ 0.50% · 4.625%
HK$34,857
+HK$1,745/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,224/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,121
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,057
−HK$952/mo
Today · 4.125%
HK$32,009
baseline
▲ 0.50% · 4.625%
HK$33,957
+HK$1,948/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$64,018/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,509
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,407
−HK$912/mo
Today · 4.125%
HK$35,319
baseline
▲ 0.50% · 4.625%
HK$37,181
+HK$1,862/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,638/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,003
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,999
−HK$1,011/mo
Today · 4.125%
HK$34,010
baseline
▲ 0.50% · 4.625%
HK$36,079
+HK$2,069/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,020/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,603
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,558
−HK$969/mo
Today · 4.125%
HK$37,527
baseline
▲ 0.50% · 4.625%
HK$39,505
+HK$1,978/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,054/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,886
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,940
−HK$1,071/mo
Today · 4.125%
HK$36,011
baseline
▲ 0.50% · 4.625%
HK$38,202
+HK$2,191/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,022/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,697
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,708
−HK$1,026/mo
Today · 4.125%
HK$39,734
baseline
▲ 0.50% · 4.625%
HK$41,829
+HK$2,095/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$79,468/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,674 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).