▼ 0.50% · 3.625%
HK$20,670
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,313
−HK$653/mo
Today · 4.125%
HK$21,966
baseline
▲ 0.50% · 4.625%
HK$23,303
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,932/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,995
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,612
−HK$626/mo
Today · 4.125%
HK$24,238
baseline
▲ 0.50% · 4.625%
HK$25,515
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,476/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,737
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,444
−HK$719/mo
Today · 4.125%
HK$24,163
baseline
▲ 0.50% · 4.625%
HK$25,633
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,326/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,295
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,973
−HK$688/mo
Today · 4.125%
HK$26,661
baseline
▲ 0.50% · 4.625%
HK$28,067
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,322/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,804
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,576
−HK$784/mo
Today · 4.125%
HK$26,360
baseline
▲ 0.50% · 4.625%
HK$27,963
+HK$1,603/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,720/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,594
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,334
−HK$751/mo
Today · 4.125%
HK$29,085
baseline
▲ 0.50% · 4.625%
HK$30,618
+HK$1,533/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,170/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,871
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,707
−HK$849/mo
Today · 4.125%
HK$28,556
baseline
▲ 0.50% · 4.625%
HK$30,294
+HK$1,738/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,112/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,894
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,696
−HK$813/mo
Today · 4.125%
HK$31,509
baseline
▲ 0.50% · 4.625%
HK$33,170
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,018/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,938
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,838
−HK$915/mo
Today · 4.125%
HK$30,753
baseline
▲ 0.50% · 4.625%
HK$32,624
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,506/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,193
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,057
−HK$876/mo
Today · 4.125%
HK$33,933
baseline
▲ 0.50% · 4.625%
HK$35,721
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,866/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,005
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,970
−HK$979/mo
Today · 4.125%
HK$32,949
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$2,005/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,898/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,493
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,418
−HK$938/mo
Today · 4.125%
HK$36,356
baseline
▲ 0.50% · 4.625%
HK$38,273
+HK$1,917/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,712/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,072
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,101
−HK$1,045/mo
Today · 4.125%
HK$35,146
baseline
▲ 0.50% · 4.625%
HK$37,285
+HK$2,139/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,292/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,792
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,779
−HK$1,001/mo
Today · 4.125%
HK$38,780
baseline
▲ 0.50% · 4.625%
HK$40,824
+HK$2,044/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,560/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,139
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,232
−HK$1,111/mo
Today · 4.125%
HK$37,343
baseline
▲ 0.50% · 4.625%
HK$39,615
+HK$2,272/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,686/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,092
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,140
−HK$1,064/mo
Today · 4.125%
HK$41,204
baseline
▲ 0.50% · 4.625%
HK$43,376
+HK$2,172/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,408/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,206
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,364
−HK$1,175/mo
Today · 4.125%
HK$39,539
baseline
▲ 0.50% · 4.625%
HK$41,945
+HK$2,406/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$79,078/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,392
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,502
−HK$1,126/mo
Today · 4.125%
HK$43,628
baseline
▲ 0.50% · 4.625%
HK$45,927
+HK$2,299/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$87,256/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,482 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).