▼ 0.50% · 3.625%
HK$19,930
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,550
−HK$630/mo
Today · 4.125%
HK$21,180
baseline
▲ 0.50% · 4.625%
HK$22,468
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,360/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,172
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,766
−HK$604/mo
Today · 4.125%
HK$23,370
baseline
▲ 0.50% · 4.625%
HK$24,601
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,740/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,923
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,605
−HK$693/mo
Today · 4.125%
HK$23,298
baseline
▲ 0.50% · 4.625%
HK$24,715
+HK$1,417/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$46,596/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,389
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,043
−HK$664/mo
Today · 4.125%
HK$25,707
baseline
▲ 0.50% · 4.625%
HK$27,062
+HK$1,355/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$51,414/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,916
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,660
−HK$756/mo
Today · 4.125%
HK$25,416
baseline
▲ 0.50% · 4.625%
HK$26,962
+HK$1,546/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$50,832/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,606
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,320
−HK$724/mo
Today · 4.125%
HK$28,044
baseline
▲ 0.50% · 4.625%
HK$29,522
+HK$1,478/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$56,088/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,909
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,715
−HK$818/mo
Today · 4.125%
HK$27,533
baseline
▲ 0.50% · 4.625%
HK$29,209
+HK$1,676/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,066/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,823
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,596
−HK$784/mo
Today · 4.125%
HK$30,380
baseline
▲ 0.50% · 4.625%
HK$31,982
+HK$1,602/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,760/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,902
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,770
−HK$881/mo
Today · 4.125%
HK$29,651
baseline
▲ 0.50% · 4.625%
HK$31,456
+HK$1,805/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,302/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,040
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,873
−HK$844/mo
Today · 4.125%
HK$32,717
baseline
▲ 0.50% · 4.625%
HK$34,442
+HK$1,725/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,434/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,895
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,825
−HK$944/mo
Today · 4.125%
HK$31,769
baseline
▲ 0.50% · 4.625%
HK$33,703
+HK$1,934/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,538/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,258
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,150
−HK$904/mo
Today · 4.125%
HK$35,054
baseline
▲ 0.50% · 4.625%
HK$36,902
+HK$1,848/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,108/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,888
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,880
−HK$1,007/mo
Today · 4.125%
HK$33,887
baseline
▲ 0.50% · 4.625%
HK$35,949
+HK$2,062/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,774/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,475
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,426
−HK$965/mo
Today · 4.125%
HK$37,391
baseline
▲ 0.50% · 4.625%
HK$39,362
+HK$1,971/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,782/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,881
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,935
−HK$1,070/mo
Today · 4.125%
HK$36,005
baseline
▲ 0.50% · 4.625%
HK$38,196
+HK$2,191/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$72,010/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,692
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,703
−HK$1,025/mo
Today · 4.125%
HK$39,728
baseline
▲ 0.50% · 4.625%
HK$41,822
+HK$2,094/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,456/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,874
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,990
−HK$1,133/mo
Today · 4.125%
HK$38,123
baseline
▲ 0.50% · 4.625%
HK$40,443
+HK$2,320/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$76,246/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,909
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,979
−HK$1,086/mo
Today · 4.125%
HK$42,065
baseline
▲ 0.50% · 4.625%
HK$44,283
+HK$2,218/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$84,130/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,206 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).