▼ 0.50% · 3.625%
HK$19,548
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,156
−HK$617/mo
Today · 4.125%
HK$20,773
baseline
▲ 0.50% · 4.625%
HK$22,038
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,546/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,747
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,330
−HK$591/mo
Today · 4.125%
HK$22,921
baseline
▲ 0.50% · 4.625%
HK$24,130
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,842/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,502
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,171
−HK$680/mo
Today · 4.125%
HK$22,851
baseline
▲ 0.50% · 4.625%
HK$24,241
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,702/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,921
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,563
−HK$651/mo
Today · 4.125%
HK$25,214
baseline
▲ 0.50% · 4.625%
HK$26,543
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,428/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,457
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,187
−HK$741/mo
Today · 4.125%
HK$24,928
baseline
▲ 0.50% · 4.625%
HK$26,445
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,856/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,096
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,796
−HK$710/mo
Today · 4.125%
HK$27,506
baseline
▲ 0.50% · 4.625%
HK$28,956
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$55,012/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,412
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,202
−HK$804/mo
Today · 4.125%
HK$27,006
baseline
▲ 0.50% · 4.625%
HK$28,649
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,012/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,271
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$769/mo
Today · 4.125%
HK$29,798
baseline
▲ 0.50% · 4.625%
HK$31,369
+HK$1,571/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,596/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,367
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,218
−HK$865/mo
Today · 4.125%
HK$29,083
baseline
▲ 0.50% · 4.625%
HK$30,853
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,166/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,445
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,262
−HK$828/mo
Today · 4.125%
HK$32,090
baseline
▲ 0.50% · 4.625%
HK$33,782
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,180/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,234
−HK$926/mo
Today · 4.125%
HK$31,160
baseline
▲ 0.50% · 4.625%
HK$33,056
+HK$1,896/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,320/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,620
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,495
−HK$887/mo
Today · 4.125%
HK$34,382
baseline
▲ 0.50% · 4.625%
HK$36,195
+HK$1,813/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,764/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,276
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$989/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$35,260
+HK$2,022/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,795
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,728
−HK$946/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,608
+HK$1,934/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,231
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,265
−HK$1,050/mo
Today · 4.125%
HK$35,315
baseline
▲ 0.50% · 4.625%
HK$37,464
+HK$2,149/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,630/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,969
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,961
−HK$1,006/mo
Today · 4.125%
HK$38,967
baseline
▲ 0.50% · 4.625%
HK$41,021
+HK$2,054/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,934/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,186
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,280
−HK$1,112/mo
Today · 4.125%
HK$37,392
baseline
▲ 0.50% · 4.625%
HK$39,668
+HK$2,276/mo
Deposit HK$857K · loan HK$7.72M · min. income ≈ HK$74,784/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,144
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,194
−HK$1,065/mo
Today · 4.125%
HK$41,259
baseline
▲ 0.50% · 4.625%
HK$43,433
+HK$2,174/mo
Deposit HK$857K · loan HK$7.72M · min. income ≈ HK$82,518/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,178 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).