▼ 0.50% · 3.625%
HK$19,360
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,962
−HK$612/mo
Today · 4.125%
HK$20,574
baseline
▲ 0.50% · 4.625%
HK$21,825
+HK$1,251/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,148/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,537
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,115
−HK$586/mo
Today · 4.125%
HK$22,701
baseline
▲ 0.50% · 4.625%
HK$23,897
+HK$1,196/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,402/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,295
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,958
−HK$673/mo
Today · 4.125%
HK$22,631
baseline
▲ 0.50% · 4.625%
HK$24,008
+HK$1,377/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,262/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,691
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,326
−HK$645/mo
Today · 4.125%
HK$24,971
baseline
▲ 0.50% · 4.625%
HK$26,287
+HK$1,316/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,942/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,231
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,954
−HK$734/mo
Today · 4.125%
HK$24,688
baseline
▲ 0.50% · 4.625%
HK$26,190
+HK$1,502/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$49,376/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,845
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,538
−HK$703/mo
Today · 4.125%
HK$27,241
baseline
▲ 0.50% · 4.625%
HK$28,677
+HK$1,436/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$54,482/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,167
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,950
−HK$796/mo
Today · 4.125%
HK$26,746
baseline
▲ 0.50% · 4.625%
HK$28,373
+HK$1,627/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,492/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,998
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,749
−HK$762/mo
Today · 4.125%
HK$29,511
baseline
▲ 0.50% · 4.625%
HK$31,067
+HK$1,556/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,022/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,103
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,946
−HK$857/mo
Today · 4.125%
HK$28,803
baseline
▲ 0.50% · 4.625%
HK$30,556
+HK$1,753/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,606/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,152
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,961
−HK$820/mo
Today · 4.125%
HK$31,781
baseline
▲ 0.50% · 4.625%
HK$33,456
+HK$1,675/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,562/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,039
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$917/mo
Today · 4.125%
HK$30,860
baseline
▲ 0.50% · 4.625%
HK$32,738
+HK$1,878/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,720/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,306
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,172
−HK$879/mo
Today · 4.125%
HK$34,051
baseline
▲ 0.50% · 4.625%
HK$35,846
+HK$1,795/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,102/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,975
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,939
−HK$979/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,921
+HK$2,003/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,460
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,384
−HK$937/mo
Today · 4.125%
HK$36,321
baseline
▲ 0.50% · 4.625%
HK$38,236
+HK$1,915/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,642/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,911
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,935
−HK$1,040/mo
Today · 4.125%
HK$34,975
baseline
▲ 0.50% · 4.625%
HK$37,103
+HK$2,128/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$69,950/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,613
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,595
−HK$996/mo
Today · 4.125%
HK$38,591
baseline
▲ 0.50% · 4.625%
HK$40,626
+HK$2,035/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,182/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,847
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,931
−HK$1,101/mo
Today · 4.125%
HK$37,032
baseline
▲ 0.50% · 4.625%
HK$39,286
+HK$2,254/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$74,064/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,767
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,807
−HK$1,055/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,015
+HK$2,153/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).