▼ 0.50% · 3.625%
HK$21,168
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,826
−HK$669/mo
Today · 4.125%
HK$22,495
baseline
▲ 0.50% · 4.625%
HK$23,864
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,990/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,549
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,181
−HK$640/mo
Today · 4.125%
HK$24,821
baseline
▲ 0.50% · 4.625%
HK$26,130
+HK$1,309/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,642/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,285
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,009
−HK$736/mo
Today · 4.125%
HK$24,745
baseline
▲ 0.50% · 4.625%
HK$26,251
+HK$1,506/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,490/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,904
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,599
−HK$705/mo
Today · 4.125%
HK$27,304
baseline
▲ 0.50% · 4.625%
HK$28,743
+HK$1,439/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,608/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,402
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,192
−HK$802/mo
Today · 4.125%
HK$26,994
baseline
▲ 0.50% · 4.625%
HK$28,637
+HK$1,643/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,988/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,259
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,017
−HK$769/mo
Today · 4.125%
HK$29,786
baseline
▲ 0.50% · 4.625%
HK$31,356
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,572/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,518
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,374
−HK$870/mo
Today · 4.125%
HK$29,244
baseline
▲ 0.50% · 4.625%
HK$31,023
+HK$1,779/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,488/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,614
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,435
−HK$833/mo
Today · 4.125%
HK$32,268
baseline
▲ 0.50% · 4.625%
HK$33,969
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,536/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,635
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,557
−HK$937/mo
Today · 4.125%
HK$31,494
baseline
▲ 0.50% · 4.625%
HK$33,410
+HK$1,916/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$62,988/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,969
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,853
−HK$897/mo
Today · 4.125%
HK$34,750
baseline
▲ 0.50% · 4.625%
HK$36,582
+HK$1,832/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$69,500/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,752
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$1,003/mo
Today · 4.125%
HK$33,743
baseline
▲ 0.50% · 4.625%
HK$35,796
+HK$2,053/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,486/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,324
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,271
−HK$961/mo
Today · 4.125%
HK$37,232
baseline
▲ 0.50% · 4.625%
HK$39,195
+HK$1,963/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,464/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,869
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,922
−HK$1,071/mo
Today · 4.125%
HK$35,993
baseline
▲ 0.50% · 4.625%
HK$38,183
+HK$2,190/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$71,986/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,679
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,689
−HK$1,025/mo
Today · 4.125%
HK$39,714
baseline
▲ 0.50% · 4.625%
HK$41,808
+HK$2,094/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,428/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,986
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,105
−HK$1,137/mo
Today · 4.125%
HK$38,242
baseline
▲ 0.50% · 4.625%
HK$40,569
+HK$2,327/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,484/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,034
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,107
−HK$1,089/mo
Today · 4.125%
HK$42,196
baseline
▲ 0.50% · 4.625%
HK$44,421
+HK$2,225/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,392/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,102
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,288
−HK$1,204/mo
Today · 4.125%
HK$40,492
baseline
▲ 0.50% · 4.625%
HK$42,956
+HK$2,464/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,984/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,388
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,525
−HK$1,154/mo
Today · 4.125%
HK$44,679
baseline
▲ 0.50% · 4.625%
HK$47,034
+HK$2,355/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,358/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,315 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).