▼ 0.50% · 3.625%
HK$18,756
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,339
−HK$593/mo
Today · 4.125%
HK$19,932
baseline
▲ 0.50% · 4.625%
HK$21,145
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,864/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,866
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,425
−HK$568/mo
Today · 4.125%
HK$21,993
baseline
▲ 0.50% · 4.625%
HK$23,152
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,986/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,631
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,273
−HK$652/mo
Today · 4.125%
HK$21,925
baseline
▲ 0.50% · 4.625%
HK$23,259
+HK$1,334/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,850/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,952
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,568
−HK$624/mo
Today · 4.125%
HK$24,192
baseline
▲ 0.50% · 4.625%
HK$25,467
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,384/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,507
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$711/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,374
+HK$1,456/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,039
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,710
−HK$681/mo
Today · 4.125%
HK$26,391
baseline
▲ 0.50% · 4.625%
HK$27,783
+HK$1,392/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,782/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,382
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,141
−HK$770/mo
Today · 4.125%
HK$25,911
baseline
▲ 0.50% · 4.625%
HK$27,488
+HK$1,577/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,822/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,125
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,853
−HK$738/mo
Today · 4.125%
HK$28,591
baseline
▲ 0.50% · 4.625%
HK$30,098
+HK$1,507/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,182/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,258
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,075
−HK$830/mo
Today · 4.125%
HK$27,905
baseline
▲ 0.50% · 4.625%
HK$29,603
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,810/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,212
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,995
−HK$795/mo
Today · 4.125%
HK$30,790
baseline
▲ 0.50% · 4.625%
HK$32,413
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,580/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,134
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,009
−HK$889/mo
Today · 4.125%
HK$29,898
baseline
▲ 0.50% · 4.625%
HK$31,717
+HK$1,819/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,796/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,298
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,138
−HK$851/mo
Today · 4.125%
HK$32,989
baseline
▲ 0.50% · 4.625%
HK$34,728
+HK$1,739/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,978/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,009
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,943
−HK$948/mo
Today · 4.125%
HK$31,891
baseline
▲ 0.50% · 4.625%
HK$33,831
+HK$1,940/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$63,782/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,385
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,280
−HK$909/mo
Today · 4.125%
HK$35,189
baseline
▲ 0.50% · 4.625%
HK$37,043
+HK$1,854/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$70,378/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,885
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,877
−HK$1,007/mo
Today · 4.125%
HK$33,884
baseline
▲ 0.50% · 4.625%
HK$35,946
+HK$2,062/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,768/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,471
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,423
−HK$965/mo
Today · 4.125%
HK$37,388
baseline
▲ 0.50% · 4.625%
HK$39,359
+HK$1,971/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,776/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,760
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,810
−HK$1,067/mo
Today · 4.125%
HK$35,877
baseline
▲ 0.50% · 4.625%
HK$38,060
+HK$2,183/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$71,754/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,558
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,565
−HK$1,022/mo
Today · 4.125%
HK$39,587
baseline
▲ 0.50% · 4.625%
HK$41,674
+HK$2,087/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$79,174/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,758 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).