▼ 0.50% · 3.625%
HK$22,113
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,801
−HK$699/mo
Today · 4.125%
HK$23,500
baseline
▲ 0.50% · 4.625%
HK$24,930
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,000/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,601
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,260
−HK$670/mo
Today · 4.125%
HK$25,930
baseline
▲ 0.50% · 4.625%
HK$27,296
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,860/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,324
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,081
−HK$769/mo
Today · 4.125%
HK$25,850
baseline
▲ 0.50% · 4.625%
HK$27,423
+HK$1,573/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,700/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,061
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$737/mo
Today · 4.125%
HK$28,523
baseline
▲ 0.50% · 4.625%
HK$30,026
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,046/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,536
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,361
−HK$839/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,916
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,521
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,312
−HK$804/mo
Today · 4.125%
HK$31,116
baseline
▲ 0.50% · 4.625%
HK$32,756
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,232/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,747
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,641
−HK$909/mo
Today · 4.125%
HK$30,550
baseline
▲ 0.50% · 4.625%
HK$32,408
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,100/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,981
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,838
−HK$870/mo
Today · 4.125%
HK$33,708
baseline
▲ 0.50% · 4.625%
HK$35,485
+HK$1,777/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,416/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,958
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,921
−HK$979/mo
Today · 4.125%
HK$32,900
baseline
▲ 0.50% · 4.625%
HK$34,901
+HK$2,001/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,800/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,441
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,364
−HK$937/mo
Today · 4.125%
HK$36,301
baseline
▲ 0.50% · 4.625%
HK$38,215
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,602/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,170
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,201
−HK$1,049/mo
Today · 4.125%
HK$35,250
baseline
▲ 0.50% · 4.625%
HK$37,394
+HK$2,144/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,500/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,901
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,890
−HK$1,004/mo
Today · 4.125%
HK$38,894
baseline
▲ 0.50% · 4.625%
HK$40,945
+HK$2,051/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,788/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,381
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,481
−HK$1,119/mo
Today · 4.125%
HK$37,600
baseline
▲ 0.50% · 4.625%
HK$39,887
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,200/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,361
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,416
−HK$1,071/mo
Today · 4.125%
HK$41,487
baseline
▲ 0.50% · 4.625%
HK$43,674
+HK$2,187/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,974/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,592
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,761
−HK$1,188/mo
Today · 4.125%
HK$39,949
baseline
▲ 0.50% · 4.625%
HK$42,380
+HK$2,431/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,898/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,821
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,942
−HK$1,138/mo
Today · 4.125%
HK$44,080
baseline
▲ 0.50% · 4.625%
HK$46,404
+HK$2,324/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,160/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,803
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,042
−HK$1,257/mo
Today · 4.125%
HK$42,299
baseline
▲ 0.50% · 4.625%
HK$44,873
+HK$2,574/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,598/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,281
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,469
−HK$1,204/mo
Today · 4.125%
HK$46,673
baseline
▲ 0.50% · 4.625%
HK$49,134
+HK$2,461/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,346/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,761 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).