▼ 0.50% · 3.625%
HK$20,108
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,733
−HK$636/mo
Today · 4.125%
HK$21,369
baseline
▲ 0.50% · 4.625%
HK$22,669
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,738/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,370
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,970
−HK$608/mo
Today · 4.125%
HK$23,578
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,156/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,119
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,807
−HK$699/mo
Today · 4.125%
HK$23,506
baseline
▲ 0.50% · 4.625%
HK$24,936
+HK$1,430/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,012/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,607
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,267
−HK$669/mo
Today · 4.125%
HK$25,936
baseline
▲ 0.50% · 4.625%
HK$27,303
+HK$1,367/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,872/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,129
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,880
−HK$762/mo
Today · 4.125%
HK$25,642
baseline
▲ 0.50% · 4.625%
HK$27,203
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,284/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,844
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,564
−HK$730/mo
Today · 4.125%
HK$28,294
baseline
▲ 0.50% · 4.625%
HK$29,785
+HK$1,491/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,588/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,140
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,953
−HK$826/mo
Today · 4.125%
HK$27,779
baseline
▲ 0.50% · 4.625%
HK$29,470
+HK$1,691/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,558/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,081
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,860
−HK$792/mo
Today · 4.125%
HK$30,652
baseline
▲ 0.50% · 4.625%
HK$32,267
+HK$1,615/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,304/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,151
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,026
−HK$890/mo
Today · 4.125%
HK$29,916
baseline
▲ 0.50% · 4.625%
HK$31,736
+HK$1,820/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$59,832/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,318
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,157
−HK$853/mo
Today · 4.125%
HK$33,010
baseline
▲ 0.50% · 4.625%
HK$34,749
+HK$1,739/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$66,020/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,162
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,100
−HK$953/mo
Today · 4.125%
HK$32,053
baseline
▲ 0.50% · 4.625%
HK$34,003
+HK$1,950/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,106/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,554
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,454
−HK$913/mo
Today · 4.125%
HK$35,367
baseline
▲ 0.50% · 4.625%
HK$37,232
+HK$1,865/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,734/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,172
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,173
−HK$1,017/mo
Today · 4.125%
HK$34,190
baseline
▲ 0.50% · 4.625%
HK$36,270
+HK$2,080/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,380/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,791
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,751
−HK$974/mo
Today · 4.125%
HK$37,725
baseline
▲ 0.50% · 4.625%
HK$39,714
+HK$1,989/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,450/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,183
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,246
−HK$1,081/mo
Today · 4.125%
HK$36,327
baseline
▲ 0.50% · 4.625%
HK$38,537
+HK$2,210/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,654/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,028
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,048
−HK$1,035/mo
Today · 4.125%
HK$40,083
baseline
▲ 0.50% · 4.625%
HK$42,196
+HK$2,113/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,166/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,194
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,320
−HK$1,144/mo
Today · 4.125%
HK$38,464
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,340/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,928/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,265
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,345
−HK$1,096/mo
Today · 4.125%
HK$42,441
baseline
▲ 0.50% · 4.625%
HK$44,678
+HK$2,237/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,882/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,546 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).