▼ 0.50% · 3.625%
HK$18,408
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,981
−HK$581/mo
Today · 4.125%
HK$19,562
baseline
▲ 0.50% · 4.625%
HK$20,753
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,124/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,479
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,028
−HK$557/mo
Today · 4.125%
HK$21,585
baseline
▲ 0.50% · 4.625%
HK$22,723
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,170/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,249
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,879
−HK$640/mo
Today · 4.125%
HK$21,519
baseline
▲ 0.50% · 4.625%
HK$22,828
+HK$1,309/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,038/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,527
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,131
−HK$613/mo
Today · 4.125%
HK$23,744
baseline
▲ 0.50% · 4.625%
HK$24,995
+HK$1,251/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,488/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,090
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,777
−HK$698/mo
Today · 4.125%
HK$23,475
baseline
▲ 0.50% · 4.625%
HK$24,903
+HK$1,428/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,950/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,575
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,234
−HK$668/mo
Today · 4.125%
HK$25,902
baseline
▲ 0.50% · 4.625%
HK$27,268
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,804/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,931
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,675
−HK$756/mo
Today · 4.125%
HK$25,431
baseline
▲ 0.50% · 4.625%
HK$26,979
+HK$1,548/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,862/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,622
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,336
−HK$725/mo
Today · 4.125%
HK$28,061
baseline
▲ 0.50% · 4.625%
HK$29,540
+HK$1,479/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,122/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,771
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,573
−HK$814/mo
Today · 4.125%
HK$27,387
baseline
▲ 0.50% · 4.625%
HK$29,054
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,774/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,670
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,439
−HK$780/mo
Today · 4.125%
HK$30,219
baseline
▲ 0.50% · 4.625%
HK$31,812
+HK$1,593/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,438/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,612
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,471
−HK$873/mo
Today · 4.125%
HK$29,344
baseline
▲ 0.50% · 4.625%
HK$31,129
+HK$1,785/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,688/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,718
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,542
−HK$836/mo
Today · 4.125%
HK$32,378
baseline
▲ 0.50% · 4.625%
HK$34,085
+HK$1,707/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,756/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,453
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,369
−HK$931/mo
Today · 4.125%
HK$31,300
baseline
▲ 0.50% · 4.625%
HK$33,204
+HK$1,904/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$62,600/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,766
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,645
−HK$891/mo
Today · 4.125%
HK$34,536
baseline
▲ 0.50% · 4.625%
HK$36,357
+HK$1,821/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$69,072/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,294
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,267
−HK$989/mo
Today · 4.125%
HK$33,256
baseline
▲ 0.50% · 4.625%
HK$35,280
+HK$2,024/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,512/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,814
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,748
−HK$947/mo
Today · 4.125%
HK$36,695
baseline
▲ 0.50% · 4.625%
HK$38,629
+HK$1,934/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,390/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,135
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,165
−HK$1,047/mo
Today · 4.125%
HK$35,212
baseline
▲ 0.50% · 4.625%
HK$37,355
+HK$2,143/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$70,424/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,862
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,851
−HK$1,002/mo
Today · 4.125%
HK$38,853
baseline
▲ 0.50% · 4.625%
HK$40,901
+HK$2,048/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$77,706/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,185 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).