▼ 0.50% · 3.625%
HK$17,226
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,761
−HK$545/mo
Today · 4.125%
HK$18,306
baseline
▲ 0.50% · 4.625%
HK$19,420
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,612/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,163
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,677
−HK$522/mo
Today · 4.125%
HK$20,199
baseline
▲ 0.50% · 4.625%
HK$21,263
+HK$1,064/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,398/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,948
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,538
−HK$598/mo
Today · 4.125%
HK$20,136
baseline
▲ 0.50% · 4.625%
HK$21,362
+HK$1,226/mo
Deposit HK$3.40M · loan HK$4.15M · min. income ≈ HK$40,272/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,080
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,645
−HK$574/mo
Today · 4.125%
HK$22,219
baseline
▲ 0.50% · 4.625%
HK$23,390
+HK$1,171/mo
Deposit HK$3.40M · loan HK$4.15M · min. income ≈ HK$44,438/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,671
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,314
−HK$653/mo
Today · 4.125%
HK$21,967
baseline
▲ 0.50% · 4.625%
HK$23,304
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,934/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,996
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,613
−HK$625/mo
Today · 4.125%
HK$24,238
baseline
▲ 0.50% · 4.625%
HK$25,516
+HK$1,278/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,476/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,393
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,090
−HK$708/mo
Today · 4.125%
HK$23,798
baseline
▲ 0.50% · 4.625%
HK$25,246
+HK$1,448/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$47,596/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,912
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,580
−HK$678/mo
Today · 4.125%
HK$26,258
baseline
▲ 0.50% · 4.625%
HK$27,642
+HK$1,384/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$52,516/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,116
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,866
−HK$762/mo
Today · 4.125%
HK$25,628
baseline
▲ 0.50% · 4.625%
HK$27,188
+HK$1,560/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,256/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,829
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,548
−HK$730/mo
Today · 4.125%
HK$28,278
baseline
▲ 0.50% · 4.625%
HK$29,769
+HK$1,491/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,556/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,838
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,642
−HK$817/mo
Today · 4.125%
HK$27,459
baseline
▲ 0.50% · 4.625%
HK$29,130
+HK$1,671/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,918/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,745
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,516
−HK$782/mo
Today · 4.125%
HK$30,298
baseline
▲ 0.50% · 4.625%
HK$31,895
+HK$1,597/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,596/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,561
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,418
−HK$871/mo
Today · 4.125%
HK$29,289
baseline
▲ 0.50% · 4.625%
HK$31,071
+HK$1,782/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$58,578/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,661
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,484
−HK$834/mo
Today · 4.125%
HK$32,318
baseline
▲ 0.50% · 4.625%
HK$34,021
+HK$1,703/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$64,636/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,284
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,194
−HK$926/mo
Today · 4.125%
HK$31,120
baseline
▲ 0.50% · 4.625%
HK$33,013
+HK$1,893/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$62,240/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,578
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,451
−HK$887/mo
Today · 4.125%
HK$34,338
baseline
▲ 0.50% · 4.625%
HK$36,148
+HK$1,810/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$68,676/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,006
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,971
−HK$979/mo
Today · 4.125%
HK$32,950
baseline
▲ 0.50% · 4.625%
HK$34,955
+HK$2,005/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$65,900/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,494
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,419
−HK$939/mo
Today · 4.125%
HK$36,358
baseline
▲ 0.50% · 4.625%
HK$38,274
+HK$1,916/mo
Deposit HK$755K · loan HK$6.80M · min. income ≈ HK$72,716/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,628 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).