▼ 0.50% · 3.625%
HK$20,513
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,151
−HK$648/mo
Today · 4.125%
HK$21,799
baseline
▲ 0.50% · 4.625%
HK$23,126
+HK$1,327/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,598/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,821
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,433
−HK$621/mo
Today · 4.125%
HK$24,054
baseline
▲ 0.50% · 4.625%
HK$25,321
+HK$1,267/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,108/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,564
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,266
−HK$713/mo
Today · 4.125%
HK$23,979
baseline
▲ 0.50% · 4.625%
HK$25,439
+HK$1,460/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,958/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,103
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,776
−HK$683/mo
Today · 4.125%
HK$26,459
baseline
▲ 0.50% · 4.625%
HK$27,854
+HK$1,395/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,918/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,616
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,381
−HK$778/mo
Today · 4.125%
HK$26,159
baseline
▲ 0.50% · 4.625%
HK$27,751
+HK$1,592/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,318/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,385
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,119
−HK$745/mo
Today · 4.125%
HK$28,864
baseline
▲ 0.50% · 4.625%
HK$30,386
+HK$1,522/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,728/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,667
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,497
−HK$842/mo
Today · 4.125%
HK$28,339
baseline
▲ 0.50% · 4.625%
HK$30,064
+HK$1,725/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,678/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,667
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,462
−HK$808/mo
Today · 4.125%
HK$31,270
baseline
▲ 0.50% · 4.625%
HK$32,918
+HK$1,648/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,540/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,718
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,612
−HK$907/mo
Today · 4.125%
HK$30,519
baseline
▲ 0.50% · 4.625%
HK$32,376
+HK$1,857/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,038/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,949
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,806
−HK$869/mo
Today · 4.125%
HK$33,675
baseline
▲ 0.50% · 4.625%
HK$35,450
+HK$1,775/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,350/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,770
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,727
−HK$972/mo
Today · 4.125%
HK$32,699
baseline
▲ 0.50% · 4.625%
HK$34,689
+HK$1,990/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,398/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,231
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,149
−HK$931/mo
Today · 4.125%
HK$36,080
baseline
▲ 0.50% · 4.625%
HK$37,982
+HK$1,902/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,160/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,821
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,842
−HK$1,037/mo
Today · 4.125%
HK$34,879
baseline
▲ 0.50% · 4.625%
HK$37,001
+HK$2,122/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,758/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,513
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,492
−HK$994/mo
Today · 4.125%
HK$38,486
baseline
▲ 0.50% · 4.625%
HK$40,514
+HK$2,028/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$76,972/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,872
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,957
−HK$1,102/mo
Today · 4.125%
HK$37,059
baseline
▲ 0.50% · 4.625%
HK$39,314
+HK$2,255/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,118/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,795
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,836
−HK$1,055/mo
Today · 4.125%
HK$40,891
baseline
▲ 0.50% · 4.625%
HK$43,047
+HK$2,156/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,782/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,924
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,072
−HK$1,167/mo
Today · 4.125%
HK$39,239
baseline
▲ 0.50% · 4.625%
HK$41,627
+HK$2,388/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,478/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,077
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,179
−HK$1,117/mo
Today · 4.125%
HK$43,296
baseline
▲ 0.50% · 4.625%
HK$45,579
+HK$2,283/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,592/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,880 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).