▼ 0.50% · 3.625%
HK$18,971
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,562
−HK$599/mo
Today · 4.125%
HK$20,161
baseline
▲ 0.50% · 4.625%
HK$21,388
+HK$1,227/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,322/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,106
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,672
−HK$574/mo
Today · 4.125%
HK$22,246
baseline
▲ 0.50% · 4.625%
HK$23,418
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,492/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,869
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,518
−HK$659/mo
Today · 4.125%
HK$22,177
baseline
▲ 0.50% · 4.625%
HK$23,527
+HK$1,350/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$44,354/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,216
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,839
−HK$631/mo
Today · 4.125%
HK$24,470
baseline
▲ 0.50% · 4.625%
HK$25,760
+HK$1,290/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$48,940/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,766
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,474
−HK$719/mo
Today · 4.125%
HK$24,193
baseline
▲ 0.50% · 4.625%
HK$25,665
+HK$1,472/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,386/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,327
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,006
−HK$689/mo
Today · 4.125%
HK$26,695
baseline
▲ 0.50% · 4.625%
HK$28,102
+HK$1,407/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,390/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,430
−HK$779/mo
Today · 4.125%
HK$26,209
baseline
▲ 0.50% · 4.625%
HK$27,804
+HK$1,595/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,418/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,437
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,173
−HK$747/mo
Today · 4.125%
HK$28,920
baseline
▲ 0.50% · 4.625%
HK$30,444
+HK$1,524/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,840/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,560
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,386
−HK$840/mo
Today · 4.125%
HK$28,226
baseline
▲ 0.50% · 4.625%
HK$29,943
+HK$1,717/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$56,452/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,548
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,340
−HK$804/mo
Today · 4.125%
HK$31,144
baseline
▲ 0.50% · 4.625%
HK$32,786
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$62,288/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,457
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,342
−HK$900/mo
Today · 4.125%
HK$30,242
baseline
▲ 0.50% · 4.625%
HK$32,082
+HK$1,840/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,484/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,658
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,507
−HK$862/mo
Today · 4.125%
HK$33,369
baseline
▲ 0.50% · 4.625%
HK$35,128
+HK$1,759/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,738/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,354
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,298
−HK$960/mo
Today · 4.125%
HK$32,258
baseline
▲ 0.50% · 4.625%
HK$34,221
+HK$1,963/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$64,516/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,769
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,674
−HK$919/mo
Today · 4.125%
HK$35,593
baseline
▲ 0.50% · 4.625%
HK$37,469
+HK$1,876/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$71,186/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,251
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,255
−HK$1,019/mo
Today · 4.125%
HK$34,274
baseline
▲ 0.50% · 4.625%
HK$36,359
+HK$2,085/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,548/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,879
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,842
−HK$976/mo
Today · 4.125%
HK$37,818
baseline
▲ 0.50% · 4.625%
HK$39,811
+HK$1,993/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,636/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,149
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,211
−HK$1,079/mo
Today · 4.125%
HK$36,290
baseline
▲ 0.50% · 4.625%
HK$38,498
+HK$2,208/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,580/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,990
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,009
−HK$1,033/mo
Today · 4.125%
HK$40,042
baseline
▲ 0.50% · 4.625%
HK$42,153
+HK$2,111/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,084/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,596 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).