▼ 0.50% · 3.625%
HK$19,816
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,433
−HK$626/mo
Today · 4.125%
HK$21,059
baseline
▲ 0.50% · 4.625%
HK$22,340
+HK$1,281/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,118/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,045
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,637
−HK$600/mo
Today · 4.125%
HK$23,237
baseline
▲ 0.50% · 4.625%
HK$24,461
+HK$1,224/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,474/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,798
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,476
−HK$689/mo
Today · 4.125%
HK$23,165
baseline
▲ 0.50% · 4.625%
HK$24,574
+HK$1,409/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,330/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,250
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,900
−HK$660/mo
Today · 4.125%
HK$25,560
baseline
▲ 0.50% · 4.625%
HK$26,907
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,120/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,780
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,519
−HK$752/mo
Today · 4.125%
HK$25,271
baseline
▲ 0.50% · 4.625%
HK$26,808
+HK$1,537/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$50,542/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,455
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,164
−HK$720/mo
Today · 4.125%
HK$27,884
baseline
▲ 0.50% · 4.625%
HK$29,354
+HK$1,470/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$55,768/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,761
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,563
−HK$814/mo
Today · 4.125%
HK$27,377
baseline
▲ 0.50% · 4.625%
HK$29,042
+HK$1,665/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,754/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,659
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,428
−HK$779/mo
Today · 4.125%
HK$30,207
baseline
▲ 0.50% · 4.625%
HK$31,800
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,414/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,743
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,606
−HK$877/mo
Today · 4.125%
HK$29,483
baseline
▲ 0.50% · 4.625%
HK$31,277
+HK$1,794/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,966/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,864
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,691
−HK$840/mo
Today · 4.125%
HK$32,531
baseline
▲ 0.50% · 4.625%
HK$34,246
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,062/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,724
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$939/mo
Today · 4.125%
HK$31,588
baseline
▲ 0.50% · 4.625%
HK$33,511
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,176/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,068
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,955
−HK$900/mo
Today · 4.125%
HK$34,855
baseline
▲ 0.50% · 4.625%
HK$36,692
+HK$1,837/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,710/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,706
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,692
−HK$1,002/mo
Today · 4.125%
HK$33,694
baseline
▲ 0.50% · 4.625%
HK$35,745
+HK$2,051/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,388/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,273
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,219
−HK$959/mo
Today · 4.125%
HK$37,178
baseline
▲ 0.50% · 4.625%
HK$39,138
+HK$1,960/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,356/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,688
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,736
−HK$1,064/mo
Today · 4.125%
HK$35,800
baseline
▲ 0.50% · 4.625%
HK$37,979
+HK$2,179/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,600/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,477
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,482
−HK$1,020/mo
Today · 4.125%
HK$39,502
baseline
▲ 0.50% · 4.625%
HK$41,584
+HK$2,082/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,004/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,669
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,779
−HK$1,127/mo
Today · 4.125%
HK$37,906
baseline
▲ 0.50% · 4.625%
HK$40,213
+HK$2,307/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,812/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,682
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,746
−HK$1,080/mo
Today · 4.125%
HK$41,826
baseline
▲ 0.50% · 4.625%
HK$44,030
+HK$2,204/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,652/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,712 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).