▼ 0.50% · 3.625%
HK$19,219
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,817
−HK$608/mo
Today · 4.125%
HK$20,425
baseline
▲ 0.50% · 4.625%
HK$21,667
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,850/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,381
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,955
−HK$582/mo
Today · 4.125%
HK$22,537
baseline
▲ 0.50% · 4.625%
HK$23,725
+HK$1,188/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,074/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,141
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,799
−HK$668/mo
Today · 4.125%
HK$22,467
baseline
▲ 0.50% · 4.625%
HK$23,834
+HK$1,367/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$44,934/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,520
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,150
−HK$640/mo
Today · 4.125%
HK$24,790
baseline
▲ 0.50% · 4.625%
HK$26,097
+HK$1,307/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$49,580/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,063
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,781
−HK$729/mo
Today · 4.125%
HK$24,510
baseline
▲ 0.50% · 4.625%
HK$26,001
+HK$1,491/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,020/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,658
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,346
−HK$698/mo
Today · 4.125%
HK$27,044
baseline
▲ 0.50% · 4.625%
HK$28,469
+HK$1,425/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,088/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,985
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,762
−HK$790/mo
Today · 4.125%
HK$26,552
baseline
▲ 0.50% · 4.625%
HK$28,168
+HK$1,616/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,104/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,796
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,541
−HK$757/mo
Today · 4.125%
HK$29,298
baseline
▲ 0.50% · 4.625%
HK$30,842
+HK$1,544/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,596/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,907
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,744
−HK$851/mo
Today · 4.125%
HK$28,595
baseline
▲ 0.50% · 4.625%
HK$30,334
+HK$1,739/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,190/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,934
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,737
−HK$814/mo
Today · 4.125%
HK$31,551
baseline
▲ 0.50% · 4.625%
HK$33,214
+HK$1,663/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,102/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,829
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,726
−HK$911/mo
Today · 4.125%
HK$30,637
baseline
▲ 0.50% · 4.625%
HK$32,501
+HK$1,864/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,274/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,072
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,932
−HK$873/mo
Today · 4.125%
HK$33,805
baseline
▲ 0.50% · 4.625%
HK$35,587
+HK$1,782/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,610/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,751
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,708
−HK$971/mo
Today · 4.125%
HK$32,679
baseline
▲ 0.50% · 4.625%
HK$34,668
+HK$1,989/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$65,358/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,210
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,128
−HK$931/mo
Today · 4.125%
HK$36,059
baseline
▲ 0.50% · 4.625%
HK$37,959
+HK$1,900/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$72,118/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,673
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$1,033/mo
Today · 4.125%
HK$34,722
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$2,113/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,444/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,348
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,323
−HK$989/mo
Today · 4.125%
HK$38,312
baseline
▲ 0.50% · 4.625%
HK$40,332
+HK$2,020/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,624/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,595
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,671
−HK$1,093/mo
Today · 4.125%
HK$36,764
baseline
▲ 0.50% · 4.625%
HK$39,001
+HK$2,237/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$73,528/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,487
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,519
−HK$1,047/mo
Today · 4.125%
HK$40,566
baseline
▲ 0.50% · 4.625%
HK$42,704
+HK$2,138/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$81,132/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,859 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).