▼ 0.50% · 3.625%
HK$19,981
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,603
−HK$631/mo
Today · 4.125%
HK$21,234
baseline
▲ 0.50% · 4.625%
HK$22,526
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,468/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,229
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,825
−HK$605/mo
Today · 4.125%
HK$23,430
baseline
▲ 0.50% · 4.625%
HK$24,665
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,860/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,979
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,663
−HK$694/mo
Today · 4.125%
HK$23,357
baseline
▲ 0.50% · 4.625%
HK$24,779
+HK$1,422/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,714/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,452
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,107
−HK$666/mo
Today · 4.125%
HK$25,773
baseline
▲ 0.50% · 4.625%
HK$27,131
+HK$1,358/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,546/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,977
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,723
−HK$758/mo
Today · 4.125%
HK$25,481
baseline
▲ 0.50% · 4.625%
HK$27,031
+HK$1,550/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,962/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,674
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,390
−HK$726/mo
Today · 4.125%
HK$28,116
baseline
▲ 0.50% · 4.625%
HK$29,598
+HK$1,482/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,232/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,975
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,783
−HK$821/mo
Today · 4.125%
HK$27,604
baseline
▲ 0.50% · 4.625%
HK$29,284
+HK$1,680/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,208/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,897
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,672
−HK$787/mo
Today · 4.125%
HK$30,459
baseline
▲ 0.50% · 4.625%
HK$32,064
+HK$1,605/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,918/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,973
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,844
−HK$884/mo
Today · 4.125%
HK$29,728
baseline
▲ 0.50% · 4.625%
HK$31,536
+HK$1,808/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,456/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,120
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,955
−HK$846/mo
Today · 4.125%
HK$32,801
baseline
▲ 0.50% · 4.625%
HK$34,530
+HK$1,729/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,602/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,972
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,904
−HK$947/mo
Today · 4.125%
HK$31,851
baseline
▲ 0.50% · 4.625%
HK$33,789
+HK$1,938/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,702/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,343
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,237
−HK$907/mo
Today · 4.125%
HK$35,144
baseline
▲ 0.50% · 4.625%
HK$36,997
+HK$1,853/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,288/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,970
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,964
−HK$1,010/mo
Today · 4.125%
HK$33,974
baseline
▲ 0.50% · 4.625%
HK$36,042
+HK$2,068/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,948/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,566
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,520
−HK$967/mo
Today · 4.125%
HK$37,487
baseline
▲ 0.50% · 4.625%
HK$39,463
+HK$1,976/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,974/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,968
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,024
−HK$1,074/mo
Today · 4.125%
HK$36,098
baseline
▲ 0.50% · 4.625%
HK$38,294
+HK$2,196/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,196/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,789
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,802
−HK$1,028/mo
Today · 4.125%
HK$39,830
baseline
▲ 0.50% · 4.625%
HK$41,930
+HK$2,100/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,660/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,966
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,085
−HK$1,136/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,547
+HK$2,326/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,012
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,085
−HK$1,088/mo
Today · 4.125%
HK$42,173
baseline
▲ 0.50% · 4.625%
HK$44,396
+HK$2,223/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$84,346/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).