▼ 0.50% · 3.625%
HK$18,918
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,507
−HK$597/mo
Today · 4.125%
HK$20,104
baseline
▲ 0.50% · 4.625%
HK$21,328
+HK$1,224/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,208/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,046
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,611
−HK$572/mo
Today · 4.125%
HK$22,183
baseline
▲ 0.50% · 4.625%
HK$23,353
+HK$1,170/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,366/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,810
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,457
−HK$658/mo
Today · 4.125%
HK$22,115
baseline
▲ 0.50% · 4.625%
HK$23,461
+HK$1,346/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,230/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,151
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,772
−HK$630/mo
Today · 4.125%
HK$24,402
baseline
▲ 0.50% · 4.625%
HK$25,688
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,804/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,702
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,408
−HK$717/mo
Today · 4.125%
HK$24,125
baseline
▲ 0.50% · 4.625%
HK$25,593
+HK$1,468/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,250/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,255
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,933
−HK$687/mo
Today · 4.125%
HK$26,620
baseline
▲ 0.50% · 4.625%
HK$28,023
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,240/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,594
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,359
−HK$777/mo
Today · 4.125%
HK$26,136
baseline
▲ 0.50% · 4.625%
HK$27,726
+HK$1,590/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,272/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,360
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,094
−HK$744/mo
Today · 4.125%
HK$28,838
baseline
▲ 0.50% · 4.625%
HK$30,358
+HK$1,520/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,676/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,485
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,309
−HK$837/mo
Today · 4.125%
HK$28,146
baseline
▲ 0.50% · 4.625%
HK$29,859
+HK$1,713/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,292/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,465
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,255
−HK$802/mo
Today · 4.125%
HK$31,057
baseline
▲ 0.50% · 4.625%
HK$32,694
+HK$1,637/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,114/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,377
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,260
−HK$897/mo
Today · 4.125%
HK$30,157
baseline
▲ 0.50% · 4.625%
HK$31,992
+HK$1,835/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,314/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,569
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,416
−HK$859/mo
Today · 4.125%
HK$33,275
baseline
▲ 0.50% · 4.625%
HK$35,029
+HK$1,754/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,550/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,269
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,210
−HK$957/mo
Today · 4.125%
HK$32,167
baseline
▲ 0.50% · 4.625%
HK$34,124
+HK$1,957/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,334/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,674
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,577
−HK$916/mo
Today · 4.125%
HK$35,493
baseline
▲ 0.50% · 4.625%
HK$37,364
+HK$1,871/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$70,986/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,161
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,161
−HK$1,017/mo
Today · 4.125%
HK$34,178
baseline
▲ 0.50% · 4.625%
HK$36,257
+HK$2,079/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,356/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,779
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,738
−HK$974/mo
Today · 4.125%
HK$37,712
baseline
▲ 0.50% · 4.625%
HK$39,699
+HK$1,987/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,424/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,053
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,112
−HK$1,076/mo
Today · 4.125%
HK$36,188
baseline
▲ 0.50% · 4.625%
HK$38,390
+HK$2,202/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,376/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,883
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,899
−HK$1,031/mo
Today · 4.125%
HK$39,930
baseline
▲ 0.50% · 4.625%
HK$42,035
+HK$2,105/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,860/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,895 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).