▼ 0.50% · 3.625%
HK$19,545
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,153
−HK$617/mo
Today · 4.125%
HK$20,770
baseline
▲ 0.50% · 4.625%
HK$22,034
+HK$1,264/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,540/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,743
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,326
−HK$592/mo
Today · 4.125%
HK$22,918
baseline
▲ 0.50% · 4.625%
HK$24,126
+HK$1,208/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,836/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,499
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,168
−HK$679/mo
Today · 4.125%
HK$22,847
baseline
▲ 0.50% · 4.625%
HK$24,238
+HK$1,391/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,694/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,918
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,559
−HK$651/mo
Today · 4.125%
HK$25,210
baseline
▲ 0.50% · 4.625%
HK$26,539
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,420/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,454
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,183
−HK$741/mo
Today · 4.125%
HK$24,924
baseline
▲ 0.50% · 4.625%
HK$26,441
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,848/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,092
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,792
−HK$710/mo
Today · 4.125%
HK$27,502
baseline
▲ 0.50% · 4.625%
HK$28,951
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$55,004/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,408
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,199
−HK$803/mo
Today · 4.125%
HK$27,002
baseline
▲ 0.50% · 4.625%
HK$28,644
+HK$1,642/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,004/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,266
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,024
−HK$769/mo
Today · 4.125%
HK$29,793
baseline
▲ 0.50% · 4.625%
HK$31,364
+HK$1,571/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,586/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,363
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,214
−HK$865/mo
Today · 4.125%
HK$29,079
baseline
▲ 0.50% · 4.625%
HK$30,848
+HK$1,769/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,158/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,441
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,257
−HK$828/mo
Today · 4.125%
HK$32,085
baseline
▲ 0.50% · 4.625%
HK$33,777
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,170/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,317
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,229
−HK$927/mo
Today · 4.125%
HK$31,156
baseline
▲ 0.50% · 4.625%
HK$33,051
+HK$1,895/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,312/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,615
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,490
−HK$887/mo
Today · 4.125%
HK$34,377
baseline
▲ 0.50% · 4.625%
HK$36,189
+HK$1,812/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,754/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,272
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,244
−HK$989/mo
Today · 4.125%
HK$33,233
baseline
▲ 0.50% · 4.625%
HK$35,255
+HK$2,022/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,466/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,789
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,722
−HK$947/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,602
+HK$1,933/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,226
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,260
−HK$1,050/mo
Today · 4.125%
HK$35,310
baseline
▲ 0.50% · 4.625%
HK$37,458
+HK$2,148/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,620/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,964
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,955
−HK$1,006/mo
Today · 4.125%
HK$38,961
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,053/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,922/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,181
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,275
−HK$1,112/mo
Today · 4.125%
HK$37,387
baseline
▲ 0.50% · 4.625%
HK$39,662
+HK$2,275/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,774/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,138
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,188
−HK$1,065/mo
Today · 4.125%
HK$41,253
baseline
▲ 0.50% · 4.625%
HK$43,427
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,506/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,139 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).