▼ 0.50% · 3.625%
HK$19,532
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,140
−HK$617/mo
Today · 4.125%
HK$20,757
baseline
▲ 0.50% · 4.625%
HK$22,020
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,514/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,730
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,312
−HK$592/mo
Today · 4.125%
HK$22,904
baseline
▲ 0.50% · 4.625%
HK$24,111
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,808/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,486
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,154
−HK$679/mo
Today · 4.125%
HK$22,833
baseline
▲ 0.50% · 4.625%
HK$24,222
+HK$1,389/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,666/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,903
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,544
−HK$650/mo
Today · 4.125%
HK$25,194
baseline
▲ 0.50% · 4.625%
HK$26,522
+HK$1,328/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,388/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,439
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,168
−HK$741/mo
Today · 4.125%
HK$24,909
baseline
▲ 0.50% · 4.625%
HK$26,424
+HK$1,515/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,818/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,075
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,775
−HK$709/mo
Today · 4.125%
HK$27,484
baseline
▲ 0.50% · 4.625%
HK$28,933
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,968/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,392
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,182
−HK$802/mo
Today · 4.125%
HK$26,984
baseline
▲ 0.50% · 4.625%
HK$28,626
+HK$1,642/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,968/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,248
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,006
−HK$769/mo
Today · 4.125%
HK$29,775
baseline
▲ 0.50% · 4.625%
HK$31,344
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,550/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,345
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,196
−HK$864/mo
Today · 4.125%
HK$29,060
baseline
▲ 0.50% · 4.625%
HK$30,828
+HK$1,768/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,120/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,421
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,237
−HK$828/mo
Today · 4.125%
HK$32,065
baseline
▲ 0.50% · 4.625%
HK$33,755
+HK$1,690/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,130/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,299
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,210
−HK$926/mo
Today · 4.125%
HK$31,136
baseline
▲ 0.50% · 4.625%
HK$33,030
+HK$1,894/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,272/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,594
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,469
−HK$886/mo
Today · 4.125%
HK$34,355
baseline
▲ 0.50% · 4.625%
HK$36,166
+HK$1,811/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,710/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,252
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,224
−HK$988/mo
Today · 4.125%
HK$33,212
baseline
▲ 0.50% · 4.625%
HK$35,232
+HK$2,020/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,424/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,767
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,700
−HK$946/mo
Today · 4.125%
HK$36,646
baseline
▲ 0.50% · 4.625%
HK$38,577
+HK$1,931/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,292/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,205
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,238
−HK$1,049/mo
Today · 4.125%
HK$35,287
baseline
▲ 0.50% · 4.625%
HK$37,434
+HK$2,147/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,574/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,940
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,931
−HK$1,005/mo
Today · 4.125%
HK$38,936
baseline
▲ 0.50% · 4.625%
HK$40,988
+HK$2,052/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,872/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,158
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,252
−HK$1,111/mo
Today · 4.125%
HK$37,363
baseline
▲ 0.50% · 4.625%
HK$39,636
+HK$2,273/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,726/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,113
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,162
−HK$1,064/mo
Today · 4.125%
HK$41,226
baseline
▲ 0.50% · 4.625%
HK$43,400
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,452/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).