▼ 0.50% · 3.625%
HK$17,357
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,897
−HK$548/mo
Today · 4.125%
HK$18,445
baseline
▲ 0.50% · 4.625%
HK$19,568
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,890/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,309
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,827
−HK$525/mo
Today · 4.125%
HK$20,352
baseline
▲ 0.50% · 4.625%
HK$21,425
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,704/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,092
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,686
−HK$604/mo
Today · 4.125%
HK$20,290
baseline
▲ 0.50% · 4.625%
HK$21,524
+HK$1,234/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,580/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,240
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,810
−HK$578/mo
Today · 4.125%
HK$22,388
baseline
▲ 0.50% · 4.625%
HK$23,568
+HK$1,180/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,776/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,828
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,476
−HK$658/mo
Today · 4.125%
HK$22,134
baseline
▲ 0.50% · 4.625%
HK$23,481
+HK$1,347/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$44,268/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,171
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,792
−HK$631/mo
Today · 4.125%
HK$24,423
baseline
▲ 0.50% · 4.625%
HK$25,710
+HK$1,287/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$48,846/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,564
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,266
−HK$713/mo
Today · 4.125%
HK$23,979
baseline
▲ 0.50% · 4.625%
HK$25,438
+HK$1,459/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,958/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,102
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,775
−HK$683/mo
Today · 4.125%
HK$26,458
baseline
▲ 0.50% · 4.625%
HK$27,853
+HK$1,395/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,916/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,299
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,055
−HK$768/mo
Today · 4.125%
HK$25,823
baseline
▲ 0.50% · 4.625%
HK$27,395
+HK$1,572/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,646/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,033
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,758
−HK$735/mo
Today · 4.125%
HK$28,493
baseline
▲ 0.50% · 4.625%
HK$29,995
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,986/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,035
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,845
−HK$823/mo
Today · 4.125%
HK$27,668
baseline
▲ 0.50% · 4.625%
HK$29,351
+HK$1,683/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,336/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,964
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,741
−HK$788/mo
Today · 4.125%
HK$30,529
baseline
▲ 0.50% · 4.625%
HK$32,138
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,058/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,771
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,635
−HK$877/mo
Today · 4.125%
HK$29,512
baseline
▲ 0.50% · 4.625%
HK$31,308
+HK$1,796/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,024/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,895
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,723
−HK$841/mo
Today · 4.125%
HK$32,564
baseline
▲ 0.50% · 4.625%
HK$34,280
+HK$1,716/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,128/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,506
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,424
−HK$933/mo
Today · 4.125%
HK$31,357
baseline
▲ 0.50% · 4.625%
HK$33,265
+HK$1,908/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,714/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,826
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,706
−HK$893/mo
Today · 4.125%
HK$34,599
baseline
▲ 0.50% · 4.625%
HK$36,423
+HK$1,824/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,198/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,242
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,214
−HK$987/mo
Today · 4.125%
HK$33,201
baseline
▲ 0.50% · 4.625%
HK$35,222
+HK$2,021/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,402/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,757
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,689
−HK$945/mo
Today · 4.125%
HK$36,634
baseline
▲ 0.50% · 4.625%
HK$38,565
+HK$1,931/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,268/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,353 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).