▼ 0.50% · 3.625%
HK$20,920
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,571
−HK$661/mo
Today · 4.125%
HK$22,232
baseline
▲ 0.50% · 4.625%
HK$23,585
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,464/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,274
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,898
−HK$633/mo
Today · 4.125%
HK$24,531
baseline
▲ 0.50% · 4.625%
HK$25,824
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,062/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,012
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,728
−HK$727/mo
Today · 4.125%
HK$24,455
baseline
▲ 0.50% · 4.625%
HK$25,943
+HK$1,488/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,910/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,601
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,288
−HK$696/mo
Today · 4.125%
HK$26,984
baseline
▲ 0.50% · 4.625%
HK$28,407
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,968/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,104
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,885
−HK$794/mo
Today · 4.125%
HK$26,679
baseline
▲ 0.50% · 4.625%
HK$28,302
+HK$1,623/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,358/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,928
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,677
−HK$760/mo
Today · 4.125%
HK$29,437
baseline
▲ 0.50% · 4.625%
HK$30,989
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,874/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,196
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,042
−HK$860/mo
Today · 4.125%
HK$28,902
baseline
▲ 0.50% · 4.625%
HK$30,660
+HK$1,758/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,804/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,256
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,067
−HK$823/mo
Today · 4.125%
HK$31,890
baseline
▲ 0.50% · 4.625%
HK$33,571
+HK$1,681/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,780/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,288
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,199
−HK$926/mo
Today · 4.125%
HK$31,125
baseline
▲ 0.50% · 4.625%
HK$33,019
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,250/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,583
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,457
−HK$886/mo
Today · 4.125%
HK$34,343
baseline
▲ 0.50% · 4.625%
HK$36,154
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,686/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,380
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,357
−HK$991/mo
Today · 4.125%
HK$33,348
baseline
▲ 0.50% · 4.625%
HK$35,377
+HK$2,029/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,696/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,910
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,847
−HK$950/mo
Today · 4.125%
HK$36,797
baseline
▲ 0.50% · 4.625%
HK$38,736
+HK$1,939/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,594/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,472
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,514
−HK$1,058/mo
Today · 4.125%
HK$35,572
baseline
▲ 0.50% · 4.625%
HK$37,736
+HK$2,164/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$71,144/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,238
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,237
−HK$1,013/mo
Today · 4.125%
HK$39,250
baseline
▲ 0.50% · 4.625%
HK$41,319
+HK$2,069/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$78,500/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,565
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,671
−HK$1,124/mo
Today · 4.125%
HK$37,795
baseline
▲ 0.50% · 4.625%
HK$40,094
+HK$2,299/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,590/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,565
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,626
−HK$1,077/mo
Today · 4.125%
HK$41,703
baseline
▲ 0.50% · 4.625%
HK$43,901
+HK$2,198/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,406/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,657
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,828
−HK$1,190/mo
Today · 4.125%
HK$40,018
baseline
▲ 0.50% · 4.625%
HK$42,453
+HK$2,435/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$80,036/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,893
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,016
−HK$1,140/mo
Today · 4.125%
HK$44,156
baseline
▲ 0.50% · 4.625%
HK$46,483
+HK$2,327/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$88,312/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,455 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).