▼ 0.50% · 3.625%
HK$17,901
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,458
−HK$566/mo
Today · 4.125%
HK$19,024
baseline
▲ 0.50% · 4.625%
HK$20,181
+HK$1,157/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,048/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,915
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,449
−HK$542/mo
Today · 4.125%
HK$20,991
baseline
▲ 0.50% · 4.625%
HK$22,097
+HK$1,106/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$41,982/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,691
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,304
−HK$622/mo
Today · 4.125%
HK$20,926
baseline
▲ 0.50% · 4.625%
HK$22,199
+HK$1,273/mo
Deposit HK$3.53M · loan HK$4.32M · min. income ≈ HK$41,852/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,906
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,494
−HK$596/mo
Today · 4.125%
HK$23,090
baseline
▲ 0.50% · 4.625%
HK$24,307
+HK$1,217/mo
Deposit HK$3.53M · loan HK$4.32M · min. income ≈ HK$46,180/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,481
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,149
−HK$679/mo
Today · 4.125%
HK$22,828
baseline
▲ 0.50% · 4.625%
HK$24,217
+HK$1,389/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,656/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,898
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,539
−HK$650/mo
Today · 4.125%
HK$25,189
baseline
▲ 0.50% · 4.625%
HK$26,516
+HK$1,327/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,378/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,271
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$23,995
−HK$736/mo
Today · 4.125%
HK$24,731
baseline
▲ 0.50% · 4.625%
HK$26,235
+HK$1,504/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$49,462/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,889
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,583
−HK$705/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,726
+HK$1,438/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,061
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,841
−HK$792/mo
Today · 4.125%
HK$26,633
baseline
▲ 0.50% · 4.625%
HK$28,254
+HK$1,621/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,266/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,881
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,628
−HK$759/mo
Today · 4.125%
HK$29,387
baseline
▲ 0.50% · 4.625%
HK$30,936
+HK$1,549/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,774/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,852
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,687
−HK$848/mo
Today · 4.125%
HK$28,535
baseline
▲ 0.50% · 4.625%
HK$30,272
+HK$1,737/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,070/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,872
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,673
−HK$813/mo
Today · 4.125%
HK$31,486
baseline
▲ 0.50% · 4.625%
HK$33,146
+HK$1,660/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$62,972/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,642
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,533
−HK$905/mo
Today · 4.125%
HK$30,438
baseline
▲ 0.50% · 4.625%
HK$32,290
+HK$1,852/mo
Deposit HK$1.57M · loan HK$6.28M · min. income ≈ HK$60,876/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,864
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,718
−HK$867/mo
Today · 4.125%
HK$33,585
baseline
▲ 0.50% · 4.625%
HK$35,355
+HK$1,770/mo
Deposit HK$1.57M · loan HK$6.28M · min. income ≈ HK$67,170/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,432
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,378
−HK$962/mo
Today · 4.125%
HK$32,340
baseline
▲ 0.50% · 4.625%
HK$34,308
+HK$1,968/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$64,680/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,855
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,763
−HK$921/mo
Today · 4.125%
HK$35,684
baseline
▲ 0.50% · 4.625%
HK$37,565
+HK$1,881/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$71,368/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,222
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,224
−HK$1,018/mo
Today · 4.125%
HK$34,242
baseline
▲ 0.50% · 4.625%
HK$36,326
+HK$2,084/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$68,484/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,846
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,808
−HK$975/mo
Today · 4.125%
HK$37,783
baseline
▲ 0.50% · 4.625%
HK$39,775
+HK$1,992/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$75,566/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,514 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).