▼ 0.50% · 3.625%
HK$18,906
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,494
−HK$597/mo
Today · 4.125%
HK$20,091
baseline
▲ 0.50% · 4.625%
HK$21,314
+HK$1,223/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,182/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,032
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,596
−HK$573/mo
Today · 4.125%
HK$22,169
baseline
▲ 0.50% · 4.625%
HK$23,337
+HK$1,168/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,338/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,796
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,443
−HK$657/mo
Today · 4.125%
HK$22,100
baseline
▲ 0.50% · 4.625%
HK$23,445
+HK$1,345/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,200/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,136
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,756
−HK$630/mo
Today · 4.125%
HK$24,386
baseline
▲ 0.50% · 4.625%
HK$25,671
+HK$1,285/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,772/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,687
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,392
−HK$717/mo
Today · 4.125%
HK$24,109
baseline
▲ 0.50% · 4.625%
HK$25,576
+HK$1,467/mo
Deposit HK$3.32M · loan HK$4.97M · min. income ≈ HK$48,218/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,239
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,916
−HK$686/mo
Today · 4.125%
HK$26,602
baseline
▲ 0.50% · 4.625%
HK$28,005
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.97M · min. income ≈ HK$53,204/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,577
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,342
−HK$777/mo
Today · 4.125%
HK$26,119
baseline
▲ 0.50% · 4.625%
HK$27,708
+HK$1,589/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,238/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,342
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,075
−HK$744/mo
Today · 4.125%
HK$28,819
baseline
▲ 0.50% · 4.625%
HK$30,338
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,638/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,468
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,291
−HK$837/mo
Today · 4.125%
HK$28,128
baseline
▲ 0.50% · 4.625%
HK$29,839
+HK$1,711/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$56,256/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,445
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,235
−HK$801/mo
Today · 4.125%
HK$31,036
baseline
▲ 0.50% · 4.625%
HK$32,672
+HK$1,636/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$62,072/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,359
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,241
−HK$896/mo
Today · 4.125%
HK$30,137
baseline
▲ 0.50% · 4.625%
HK$31,971
+HK$1,834/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,274/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,549
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,395
−HK$858/mo
Today · 4.125%
HK$33,253
baseline
▲ 0.50% · 4.625%
HK$35,006
+HK$1,753/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,506/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,249
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,190
−HK$956/mo
Today · 4.125%
HK$32,146
baseline
▲ 0.50% · 4.625%
HK$34,102
+HK$1,956/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,292/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,652
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,554
−HK$916/mo
Today · 4.125%
HK$35,470
baseline
▲ 0.50% · 4.625%
HK$37,340
+HK$1,870/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,940/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,140
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,139
−HK$1,016/mo
Today · 4.125%
HK$34,155
baseline
▲ 0.50% · 4.625%
HK$36,233
+HK$2,078/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,310/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,755
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,714
−HK$973/mo
Today · 4.125%
HK$37,687
baseline
▲ 0.50% · 4.625%
HK$39,673
+HK$1,986/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,374/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,030
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,089
−HK$1,075/mo
Today · 4.125%
HK$36,164
baseline
▲ 0.50% · 4.625%
HK$38,365
+HK$2,201/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,328/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,858
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,874
−HK$1,030/mo
Today · 4.125%
HK$39,904
baseline
▲ 0.50% · 4.625%
HK$42,007
+HK$2,103/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,808/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,731 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).