23/F H
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 1
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$555K, with repayments around HK$24,188/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$48,376/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,770 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Nam Cheong Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 125 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- H
- Saleable Area
- 322 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-19 | HK$6.58M | +34.3% 3.2y · 11.0%/yr |
| 2016-09-22 | HK$4.90M | +96.0% 6.2y · 16.0%/yr |
| 2010-07-28 | HK$2.50M | +16.3% |
| 2009-08-28 | HK$2.15M | +9.7% |
| 2006-06-03 | HK$1.96M | +8.9% |
| 2005-11-08 | HK$1.80M | +9.1% |
| 2002-02-18 | HK$1.65M | — |