22/F D
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 1
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$585K, with repayments around HK$25,538/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$51,076/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,735 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Nam Cheong Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 125 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- D
- Saleable Area
- 340 Saleable ft²
- Gross Area
- 504 ft²
- Efficiency
- 67%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-09 | HK$7.08M | +22.5% 3.2y · 7.0%/yr |
| 2017-05-12 | HK$5.78M | +41.7% 4.5y · 9.0%/yr |
| 2012-10-03 | HK$4.08M | +22.5% |
| 2011-02-22 | HK$3.33M | +45.4% |
| 2009-07-08 | HK$2.29M | +14.5% |
| 2005-02-03 | HK$2.00M | +9.9% |
| 2003-01-29 | HK$1.82M | — |