5/F A
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 1
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$486K, with repayments around HK$21,182/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$486K · loan HK$4.37M · min. income ≈ HK$42,364/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$103,114 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Nam Cheong Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 125 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 67%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-27 | HK$6.50M | +36.8% 3.7y · 10.0%/yr |
| 2016-09-26 | HK$4.75M | +139.9% 11.4y · 12.0%/yr |
| 2005-05-07 | HK$1.98M | +16.5% |
| 2005-01-04 | HK$1.70M | +0.6% |
| 2002-01-22 | HK$1.69M | — |