42/F D
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 1
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$612K, with repayments around HK$26,711/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$612K · loan HK$5.51M · min. income ≈ HK$53,422/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$147,382 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Nam Cheong Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 125 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 42/F
- Flat
- D
- Saleable Area
- 344 Saleable ft²
- Gross Area
- 504 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-22 | HK$7.00M | +52.2% 9.5y · 5.0%/yr |
| 2012-12-28 | HK$4.60M | +13.6% |
| 2011-07-22 | HK$4.05M | +39.7% |
| 2010-06-07 | HK$2.90M | +34.9% |
| 2009-02-19 | HK$2.15M | −7.7% |
| 2007-12-28 | HK$2.33M | +14.2% |
| 2004-11-19 | HK$2.04M | +18.6% |
| 2003-06-20 | HK$1.72M | — |