▼ 0.50% · 3.625%
HK$21,088
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,744
−HK$667/mo
Today · 4.125%
HK$22,411
baseline
▲ 0.50% · 4.625%
HK$23,774
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,822/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,461
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,090
−HK$638/mo
Today · 4.125%
HK$24,728
baseline
▲ 0.50% · 4.625%
HK$26,031
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,456/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,197
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,919
−HK$733/mo
Today · 4.125%
HK$24,652
baseline
▲ 0.50% · 4.625%
HK$26,152
+HK$1,500/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,304/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,807
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,499
−HK$702/mo
Today · 4.125%
HK$27,201
baseline
▲ 0.50% · 4.625%
HK$28,635
+HK$1,434/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,402/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,306
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,093
−HK$800/mo
Today · 4.125%
HK$26,893
baseline
▲ 0.50% · 4.625%
HK$28,529
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,786/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,908
−HK$766/mo
Today · 4.125%
HK$29,674
baseline
▲ 0.50% · 4.625%
HK$31,238
+HK$1,564/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,348/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,415
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,268
−HK$866/mo
Today · 4.125%
HK$29,134
baseline
▲ 0.50% · 4.625%
HK$30,907
+HK$1,773/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,268/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,499
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,317
−HK$829/mo
Today · 4.125%
HK$32,146
baseline
▲ 0.50% · 4.625%
HK$33,841
+HK$1,695/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,292/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,524
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,442
−HK$933/mo
Today · 4.125%
HK$31,375
baseline
▲ 0.50% · 4.625%
HK$33,284
+HK$1,909/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,750/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,845
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,726
−HK$893/mo
Today · 4.125%
HK$34,619
baseline
▲ 0.50% · 4.625%
HK$36,444
+HK$1,825/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,238/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,632
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,616
−HK$1,000/mo
Today · 4.125%
HK$33,616
baseline
▲ 0.50% · 4.625%
HK$35,662
+HK$2,046/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,232/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,191
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,135
−HK$957/mo
Today · 4.125%
HK$37,092
baseline
▲ 0.50% · 4.625%
HK$39,047
+HK$1,955/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,184/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,741
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,791
−HK$1,066/mo
Today · 4.125%
HK$35,857
baseline
▲ 0.50% · 4.625%
HK$38,039
+HK$2,182/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,714/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,537
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,544
−HK$1,021/mo
Today · 4.125%
HK$39,565
baseline
▲ 0.50% · 4.625%
HK$41,650
+HK$2,085/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,130/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,850
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,965
−HK$1,133/mo
Today · 4.125%
HK$38,098
baseline
▲ 0.50% · 4.625%
HK$40,416
+HK$2,318/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,196/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,883
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,953
−HK$1,085/mo
Today · 4.125%
HK$42,038
baseline
▲ 0.50% · 4.625%
HK$44,253
+HK$2,215/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,076/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,959
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,140
−HK$1,199/mo
Today · 4.125%
HK$40,339
baseline
▲ 0.50% · 4.625%
HK$42,794
+HK$2,455/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$80,678/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,229
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,361
−HK$1,149/mo
Today · 4.125%
HK$44,510
baseline
▲ 0.50% · 4.625%
HK$46,857
+HK$2,347/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$89,020/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,822 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).