18/F E
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 1
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$564K, with repayments around HK$24,622/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$49,244/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$127,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Nam Cheong Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 125 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- E
- Saleable Area
- 338 Saleable ft²
- Gross Area
- 504 ft²
- Efficiency
- 67%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-03 | HK$6.57M | +19.0% 3.4y · 6.0%/yr |
| 2016-11-17 | HK$5.52M | +42.3% 4.6y · 9.0%/yr |
| 2012-04-18 | HK$3.88M | +59.7% |
| 2010-02-11 | HK$2.43M | +20.3% |
| 2005-04-13 | HK$2.02M | +9.8% |
| 2002-01-23 | HK$1.84M | — |