▼ 0.50% · 3.625%
HK$3,489
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,598
−HK$110/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,934
+HK$226/mo
Deposit HK$765K · loan HK$765K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,882
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$105/mo
Today · 4.125%
HK$4,091
baseline
▲ 0.50% · 4.625%
HK$4,307
+HK$216/mo
Deposit HK$765K · loan HK$765K · min. income ≈ HK$8,182/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,838
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,958
−HK$121/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,327
+HK$248/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,384
−HK$117/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,738
+HK$237/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,187
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$133/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$270/mo
Deposit HK$612K · loan HK$918K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,658
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,783
−HK$127/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$259/mo
Deposit HK$612K · loan HK$918K · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,536
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,677
−HK$143/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,114
+HK$294/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,046
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$137/mo
Today · 4.125%
HK$5,319
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$280/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$10,638/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$154/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,507
+HK$316/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$148/mo
Today · 4.125%
HK$5,728
baseline
▲ 0.50% · 4.625%
HK$6,030
+HK$302/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$11,456/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$165/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,900
+HK$338/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$158/mo
Today · 4.125%
HK$6,137
baseline
▲ 0.50% · 4.625%
HK$6,461
+HK$324/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$12,274/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$177/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$361/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,377
−HK$169/mo
Today · 4.125%
HK$6,546
baseline
▲ 0.50% · 4.625%
HK$6,891
+HK$345/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,092/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,932
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,116
−HK$188/mo
Today · 4.125%
HK$6,304
baseline
▲ 0.50% · 4.625%
HK$6,687
+HK$383/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,608/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,599
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,776
−HK$179/mo
Today · 4.125%
HK$6,955
baseline
▲ 0.50% · 4.625%
HK$7,322
+HK$367/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,910/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,281
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,476
−HK$198/mo
Today · 4.125%
HK$6,674
baseline
▲ 0.50% · 4.625%
HK$7,081
+HK$407/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,348/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,987
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,175
−HK$190/mo
Today · 4.125%
HK$7,365
baseline
▲ 0.50% · 4.625%
HK$7,753
+HK$388/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,730/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).