▼ 0.50% · 3.625%
HK$3,637
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$115/mo
Today · 4.125%
HK$3,865
baseline
▲ 0.50% · 4.625%
HK$4,100
+HK$235/mo
Deposit HK$797K · loan HK$797K · min. income ≈ HK$7,730/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,154
−HK$110/mo
Today · 4.125%
HK$4,264
baseline
▲ 0.50% · 4.625%
HK$4,489
+HK$225/mo
Deposit HK$797K · loan HK$797K · min. income ≈ HK$8,528/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,000
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,125
−HK$126/mo
Today · 4.125%
HK$4,251
baseline
▲ 0.50% · 4.625%
HK$4,510
+HK$259/mo
Deposit HK$718K · loan HK$877K · min. income ≈ HK$8,502/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,450
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$121/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,938
+HK$247/mo
Deposit HK$718K · loan HK$877K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,364
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,500
−HK$138/mo
Today · 4.125%
HK$4,638
baseline
▲ 0.50% · 4.625%
HK$4,920
+HK$282/mo
Deposit HK$638K · loan HK$957K · min. income ≈ HK$9,276/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,855
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,985
−HK$132/mo
Today · 4.125%
HK$5,117
baseline
▲ 0.50% · 4.625%
HK$5,387
+HK$270/mo
Deposit HK$638K · loan HK$957K · min. income ≈ HK$10,234/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,728
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,875
−HK$149/mo
Today · 4.125%
HK$5,024
baseline
▲ 0.50% · 4.625%
HK$5,330
+HK$306/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$10,048/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,260
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,401
−HK$143/mo
Today · 4.125%
HK$5,544
baseline
▲ 0.50% · 4.625%
HK$5,836
+HK$292/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$11,088/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,250
−HK$161/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$329/mo
Deposit HK$478K · loan HK$1.12M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,664
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,816
−HK$154/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,285
+HK$315/mo
Deposit HK$478K · loan HK$1.12M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,455
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,625
−HK$172/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,150
+HK$353/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,069
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,231
−HK$166/mo
Today · 4.125%
HK$6,397
baseline
▲ 0.50% · 4.625%
HK$6,734
+HK$337/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$12,794/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,819
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$184/mo
Today · 4.125%
HK$6,184
baseline
▲ 0.50% · 4.625%
HK$6,560
+HK$376/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$12,368/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,473
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,647
−HK$176/mo
Today · 4.125%
HK$6,823
baseline
▲ 0.50% · 4.625%
HK$7,183
+HK$360/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$13,646/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,182
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,375
−HK$195/mo
Today · 4.125%
HK$6,570
baseline
▲ 0.50% · 4.625%
HK$6,970
+HK$400/mo
Deposit HK$239K · loan HK$1.36M · min. income ≈ HK$13,140/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,878
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,062
−HK$187/mo
Today · 4.125%
HK$7,249
baseline
▲ 0.50% · 4.625%
HK$7,632
+HK$383/mo
Deposit HK$239K · loan HK$1.36M · min. income ≈ HK$14,498/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,546
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,750
−HK$207/mo
Today · 4.125%
HK$6,957
baseline
▲ 0.50% · 4.625%
HK$7,380
+HK$423/mo
Deposit HK$159K · loan HK$1.44M · min. income ≈ HK$13,914/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,282
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,478
−HK$198/mo
Today · 4.125%
HK$7,676
baseline
▲ 0.50% · 4.625%
HK$8,081
+HK$405/mo
Deposit HK$159K · loan HK$1.44M · min. income ≈ HK$15,352/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).